prêt d'honneur — Réseau Entreprendre Auvergne
For the Réseau Entreprendre Auvergne prêt d’honneur, the catalogue states: A prêt d’honneur with no interest or security, granted personally, of €15,000 to €75,000. Prepare the business plan, financing plan, cash-flow forecasts and evidence of growth and job potential. Confirm the criteria, the support offered and the current conditions with the local association.
The Réseau Entreprendre Auvergne prêt d’honneur (interest-free personal loan) is part of Réseau Entreprendre’s entrepreneurial support. Beyond the financing, prepare a clear presentation of your ambition, business model, planned jobs and financing needs. The process, amount and exact conditions depend on the local association and the review of the application.
Funded by Bpifrance, CA Clermontoise, Financeurs privés, Région Auvergne-Rhône-Alpes
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Who can apply
Beneficiaries mentioned in the catalogue: founders and buyers of companies with strong growth potential, aiming eventually to create a significant number of jobs (at least 5 over 3 years) for a start-up or to keep a significant number of jobs for a takeover (at least 8 employees), with financing needs equivalent to those of a future SME (at least €70,000). For a court-supervised takeover, only an asset acquisition through a newly formed company is eligible; taking over by continuing the existing business should be avoided. The managing body must confirm the exact scope and any exclusions in force.
Eligibility conditions
Conditions listed in the catalogue: the founder must be a majority shareholder; it must be their first experience running a business; the founder(s) (bound by a shareholders’ agreement) must hold a majority of the capital of the company created or acquired; projects in which a Réseau Entreprendre member is a shareholder are not eligible, save in exceptional cases and with full transparency towards the board of directors. However, if that member is a very small minority shareholder (less than 10%) of a financial company that itself holds shares in the project, the project may be presented. Managing the company created must be the founder’s main activity; the founder must have a real need for support and wish to receive it, and must share Réseau Entreprendre’s values. Réseau Entreprendre steps in during the crucial start-up phase of the new company, when support is most effective — from 6 months before creation to 12 months after the business starts. Projects are no longer supported from 18 months after the business starts or once technical feasibility has been demonstrated. Have the criteria on area, legal status and project stage, sector exclusions, combination rules, required co-financing and deadlines confirmed. Also ask whether the application must precede the start of the project or the commitment of costs.
What the scheme covers
The costs and operations eligible under the Réseau Entreprendre Auvergne prêt d’honneur must be confirmed in the official documents. To make the application usable, detail the budget item by item, the timetable and the expected result, then attach the available quotes and supporting documents. Check how costs incurred before applying are treated.
Amount and funding terms
A prêt d’honneur with no interest or security, granted personally, of €15,000 to €75,000.
How to apply
1. Contact the managing body about the Réseau Entreprendre Auvergne prêt d’honneur and describe the project and the financing need. 2. Confirm the criteria, available amount, documents to provide, co-financing and timetable. 3. Prepare the business plan, budget, financing plan, cash-flow forecasts, quotes and the administrative documents requested. 4. Submit the application following the official procedure and keep the acknowledgement of receipt. 5. Wait for the written decision before treating the financing as secured.
Timeline
The opening timetable, deadlines and review times are not confirmed by the information available. Ask the managing body for the updated deadlines and any rules on applying beforehand.
Key facts
- Funder
- Bpifrance, CA Clermontoise, Financeurs privés, Région Auvergne-Rhône-Alpes
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €75,000
- Automatically extracted — check the official source
- Minimum amount
- €15,000
- Automatically extracted — check the official source
- Geographic scope
- Not specified
Frequently asked questions
Who can benefit from the scheme?
The catalogue states: founders and buyers of companies with strong growth potential, aiming eventually to create a significant number of jobs (at least 5 over 3 years) for a start-up or to keep a significant number of jobs for a takeover (at least 8 employees), with financing needs equivalent to those of a future SME (at least €70,000). For a court-supervised takeover, only an asset acquisition through a newly formed company is eligible; taking over by continuing the existing business should be avoided. The current criteria and exclusions must be confirmed with the managing body.
How much can be obtained?
The information listed is: A prêt d’honneur with no interest or security, granted personally, of €15,000 to €75,000. The applicable amount depends on the current rules and the review of the application.
Which documents should I prepare?
Prepare a project presentation, a business plan, the budget, the financing plan, cash-flow forecasts, quotes and the administrative documents requested.
Is the financing guaranteed?
No. The application is reviewed according to the scheme’s procedure; making contact or matching the criteria does not guarantee that a loan will be granted.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
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Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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