prêt d'honneur — Réseau Entreprendre Drôme Ardèche
For the “Prêt d’honneur Réseau Entreprendre Drôme Ardèche”, the catalogue states: Start-up/takeover: a prêt d’honneur with no interest or security, granted personally, of €15,000 to €50,000, repayable over 5 years; Growth: a prêt d’honneur with no interest or security, granted personally, of €50,000 to €70,000 over 5 years. Prepare the business plan, financing plan, cash-flow forecasts and evidence of growth and job potential. Confirm the criteria, the support offered and the current conditions with the local association.
The Réseau Entreprendre Drôme Ardèche prêt d’honneur (interest-free personal loan) is part of Réseau Entreprendre’s entrepreneurial support. Beyond the financing, prepare a clear presentation of your ambition, business model, planned jobs and financing needs. The process, amount and exact conditions depend on the local association and the review of the application.
Funded by Bpifrance, Financeurs privés, Région Auvergne-Rhône-Alpes, Union Européenne-FSE
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Beneficiaries mentioned in the catalogue: owners of high-growth business start-up projects that ultimately aim to create a significant number of jobs (more than 5 jobs within 3 years) and whose financing needs are equivalent to those of a future SME (at least €70,000); owners of business takeover projects that amount to a “re-creation”, with a strong commitment from the new entrepreneur to give the acquired business fresh momentum. For a court-supervised takeover, only an asset acquisition through a newly formed company is eligible; taking over by continuing the existing business should be avoided. Franchises are also eligible. The managing body must confirm the exact scope and any exclusions in force.
Eligibility conditions
Conditions listed in the catalogue: the project owner must hold the majority of the new company’s capital; projects in which a Réseau Entreprendre member is a shareholder are not eligible, except in exceptional cases and with full transparency towards the board of directors. However, if that member is a very small minority shareholder (less than 10%) of a financial company that itself holds shares in the project, the project may possibly be presented; managing the new company must be the project owner’s main activity; the project owner must genuinely need support and wish to receive it; the project owner must share Réseau Entreprendre’s values; Réseau Entreprendre intervenes during the crucial phase when the new company actually starts, when support is most effective, i.e. from 6 months before creation up to 18 months after trading begins. However, support will be possible up to the company’s third year. Have the criteria on area, legal status and project stage, sector exclusions, combination rules, required co-financing and deadlines confirmed. Also ask whether the application must precede the start of the project or the commitment of costs.
What the scheme covers
Creating a business with strong growth and job-creation potential; business takeover; creating an innovative business. These projects are supported by the Réseau Entreprendre association under its “Start Up & Go” scheme. Eligible investment: start-up investment — the company’s equity and working capital needs. To make the application usable, detail the budget item by item, the timetable and the expected result, then attach the available quotes and supporting documents. Check how costs incurred before applying are treated.
Amount and funding terms
Start-up/takeover: a prêt d’honneur with no interest or security, granted personally, of €15,000 to €50,000, repayable over 5 years; Growth: a prêt d’honneur with no interest or security, granted personally, of €50,000 to €70,000 over 5 years.
How to apply
1. Contact the managing body about the Réseau Entreprendre Drôme Ardèche prêt d’honneur and describe the project and the financing need. 2. Confirm the criteria, available amount, documents to provide, co-financing and timetable. 3. Prepare the business plan, budget, financing plan, cash-flow forecasts, quotes and the administrative documents requested. 4. Submit the application following the official procedure and keep the acknowledgement of receipt. 5. Wait for the written decision before treating the financing as secured.
Timeline
The opening timetable, deadlines and review times are not confirmed by the information available. Ask the managing body for the updated deadlines and any rules on applying beforehand.
Key facts
- Funder
- Bpifrance, Financeurs privés, Région Auvergne-Rhône-Alpes, Union Européenne-FSE
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €70,000
- Automatically extracted — check the official source
- Minimum amount
- €15,000
- Automatically extracted — check the official source
- Geographic scope
- Auvergne-Rhône-Alpes
Frequently asked questions
Who can benefit from the scheme?
The catalogue states: owners of high-growth business start-up projects that ultimately aim to create a significant number of jobs (more than 5 jobs within 3 years) and whose financing needs are equivalent to those of a future SME (at least €70,000); owners of business takeover projects that amount to a “re-creation”, with a strong commitment from the new entrepreneur to give the acquired business fresh momentum. For a court-supervised takeover, only an asset acquisition through a newly formed company is eligible; taking over by continuing the existing business should be avoided. Franchises are also eligible. The current criteria and exclusions must be confirmed with the managing body.
How much can be obtained?
The information listed is: Start-up/takeover: a prêt d’honneur with no interest or security, granted personally, of €15,000 to €50,000, repayable over 5 years; Growth: a prêt d’honneur with no interest or security, granted personally, of €50,000 to €70,000 over 5 years. The applicable amount depends on the current rules and the review of the application.
Which documents should I prepare?
Prepare a project presentation, a business plan, the budget, the financing plan, cash-flow forecasts, quotes and the administrative documents requested.
Is the financing guaranteed?
No. The application is reviewed according to the scheme’s procedure; making contact or matching the criteria does not guarantee that a loan will be granted.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.