prêt d'honneur — Grenoble Alpes Initiative Active
The catalogue indicates an honour loan of €1,000 to €30,000, interest-free and unsecured, repayable over one to five years. GAIA supports local projects, technological innovation and social innovation/SSE projects. The loan aims to strengthen the owner’s contribution and generally makes it easier to obtain bank credit; current caps and criteria must be confirmed.
An entrepreneur may need an additional contribution to create or take over a business, develop an innovation or launch a social and solidarity economy project. GAIA — Grenoble Alpes Initiative Active — combines a personal honour loan with project support and guidance towards other financing solutions. Conditions vary according to the nature of the project and the programme used.
Funded by Bpifrance, Financeurs privés, Région Auvergne-Rhône-Alpes, Union Européenne-FSE
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Who can apply
The scheme targets business creators and buyers of all ages and backgrounds, notably in retail, services, catering, crafts, technological innovation and SSE projects. Financial intermediation services and property activities are indicated as excluded. Check the geographical scope, the appropriate programme and current exclusions with GAIA.
Eligibility conditions
The honour loan is personal and intended to strengthen equity; it does not replace a bank loan but can make it easier to obtain. The business plan and financing plan are reviewed with the support team. Ask for the co-financing requirements, viability criteria and supporting documents specific to your type of project.
What the scheme covers
Projects may involve creating or taking over a local business, technological innovation from emergence to first development, or social innovation and the SSE. Complementary pathways may target young entrepreneurs, priority neighbourhoods or certain sectors. The precise financing depends on the programme selected.
Amount and funding terms
Catalogue amounts: €1,000 to €30,000, interest-free and unsecured, over 1 to 5 years. GAIA may also direct applicants to bank guarantees or complementary schemes depending on their profile. The amount, any deferral and current conditions must be confirmed with the association.
How to apply
Contact GAIA once the project and business plan are sufficiently structured. Prepare financial forecasts, the contribution needed, investments, the cash-flow plan and the planned bank financing. Ask which pathway suits the project and what the committee steps are.
Timeline
Committee dates and application conditions to be confirmed with GAIA.
Key facts
- Funder
- Bpifrance, Financeurs privés, Région Auvergne-Rhône-Alpes, Union Européenne-FSE
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €1,000
- Automatically extracted — check the official source
- Geographic scope
- Auvergne-Rhône-Alpes
Frequently asked questions
Who is this aid for?
The scheme targets business creators and buyers of all ages and backgrounds, notably in retail, services, catering, crafts, technological innovation and SSE projects. Financial intermediation services and property activities are indicated as excluded. Check the geographical scope, the appropriate programme and current exclusions with GAIA.
What amount or rate can be obtained?
Catalogue amounts: €1,000 to €30,000, interest-free and unsecured, over 1 to 5 years. GAIA may also direct applicants to bank guarantees or complementary schemes depending on their profile. The amount, any deferral and current conditions must be confirmed with the association.
Which conditions should I check?
The honour loan is personal and intended to strengthen equity; it does not replace a bank loan but can make it easier to obtain. The business plan and financing plan are reviewed with the support team. Ask for the co-financing requirements, viability criteria and supporting documents specific to your type of project.
Which costs or operations are covered?
Projects may involve creating or taking over a local business, technological innovation from emergence to first development, or social innovation and the SSE. Complementary pathways may target young entrepreneurs, priority neighbourhoods or certain sectors. The precise financing depends on the programme selected.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
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