Prêt Def'fi
The Def'fi loan is repayable financing listed by Bpifrance for certain SMEs in the defence sector. The page states €30,000 to €1,000,000 per intervention, within certain equity ratios, with a historical term of seven years. Check the sector criteria, eligible investments, financial terms and the current availability of the offer.
An SME working for the defence sector may need to finance equipment, fit-outs or intangible investments that are hard to secure against conventional assets. The Def'fi loan, formerly Sofired PME Défense, is listed by Bpifrance for this type of need. The catalogue page states an amount of €30,000 to €1 million, with limits linked to equity and a historical term of seven years. The criteria for belonging to the defence sector, the costs covered and the current financial terms must be confirmed with Bpifrance before arranging the financing.
Funded by Bpifrance
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Who can apply
Audience listed in the catalogue: SMEs as defined by the EU, more than 3 years old (except companies created to take over an establishment or continue an existing activity), located in one of the employment areas designated as eligible by the French Ministry of the Armed Forces, or suppliers to the Ministry.
Eligibility conditions
Criteria listed in the catalogue: matching financing is expected on a 1-for-1 basis. It can take the form of capital contributions from shareholders and/or venture capital firms and/or quasi-equity (participating loans, convertible bonds), or of bank loans with a term of at least 4 years for the same programme.
What the scheme covers
The source page notably covers tangible investments with low collateral value (fit-outs, industrial equipment, IT or specialist equipment) and certain intangible investments. Bpifrance must confirm the eligibility of each cost; do not assume that general cash needs are covered.
Amount and funding terms
The source page states the following terms: loan of €30,000 to €1,000,000 per intervention or over a period of 12 consecutive months before a new balance sheet is produced, no more than the borrower's equity and quasi-equity, over 7 years including a 24-month repayment holiday.
How to apply
1. Check that the company and its activity fall within the defence scope accepted by Bpifrance. 2. Present the type of investment and its timetable. 3. Have the amount, financial ratios, term and any exclusions confirmed. 4. Prepare the accounts, forecasts and supporting documents for the costs. 5. Apply through Bpifrance's current process.
Timeline
No closing date is confirmed in the catalogue. This does not mean the offer is open: check its current status with the funder.
Key facts
- Funder
- Bpifrance
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €1,000,000
- Automatically extracted — check the official source
- Minimum amount
- €30,000
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
What is the Prêt Def'fi for?
Prêt Def'fi is listed in the catalogue as a business financing solution. The historical information on this page identifies its purpose and some parameters, but it is not enough on its own to confirm that the offer is still available on the same terms. Check the linked official page and confirm its status with Bpifrance.
What are the amounts and conditions?
The source page states the following terms: loan of €30,000 to €1,000,000 per intervention or over a period of 12 consecutive months before a new balance sheet is produced, no more than the borrower's equity and quasi-equity, over 7 years including a 24-month repayment holiday. Criteria listed in the catalogue: matching financing is expected on a 1-for-1 basis. It can take the form of capital contributions from shareholders and/or venture capital firms and/or quasi-equity (participating loans, convertible bonds), or of bank loans with a term of at least 4 years for the same programme.
How can I check whether the scheme is still available?
Visit the official page listed in the catalogue (https://www.bpifrance.fr/catalogue-offres/pret-deffi-ex-sofired-pme-defense). Check that the offer still exists, its access criteria and how to apply. If the page redirects or is unavailable, ask Bpifrance for confirmation. No closing date is confirmed in the catalogue. This does not mean the offer is open: check its current status with the funder.
Official source
No official URL is available in our data for this grant.
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