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Hospitality Loan

The catalogue entry mentions a loan of €30,000 to €400,000 for SMEs in the hotel industry, social tourism, campsites and holiday residences. It lists renovation works, equipment, communication, recruitment, training and the working capital generated by development. Co-financing of at least 1 to 1 is indicated in the catalogue entry; current parameters must be confirmed.

Renovating a hotel or leisure establishment can require significant funds before the works have an effect on revenue. The Prêt Hôtellerie is described in the Bpifrance catalogue as financing for certain modernisation and development investments, notably equipment, renovation and intangible costs. Check whether this offer has been replaced or adapted before building your financing.

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Who can apply

The entry targets SMEs in the hotel industry, social tourism, campsite operation and holiday residences. Check the SME definition used, the exact activity of the establishment, its age and any exclusions. Rules on combining public aid must be checked against the scheme applicable on the date of application.

Eligibility conditions

The catalogue entry provides for bank co-financing of at least 1 to 1, including certain equity or quasi-equity contributions. The plan must separate renovation costs, equipment and the working capital linked to the project. Have the level of co-financing, the state aid framework and the expected supporting documents confirmed before signing quotes.

What the scheme covers

Costs listed: renovation and compliance upgrades, works with an eco-responsible approach, equipment, materials, furniture, communication, recruitment and training. Working capital generated by development is also mentioned. The list and eligibility rules must be confirmed in the offer currently marketed.

Amount and funding terms

Parameters in the catalogue: €30,000 to €400,000, over 2 to 10 years, at a fixed rate according to the applicable scale, with arrangement fees of 0.40% of the loan. The entry indicates no security on the company’s assets and no personal guarantee from the manager, as well as minimum co-financing of 1 to 1. These conditions come from the catalogue: ask Bpifrance for the current terms and check whether the Prêt Tourisme or another offer is now better suited.

How to apply

Prepare the establishment’s accounts, quotes for works and equipment, the works timetable, activity forecasts and the financing plan including co-financing. Contact Bpifrance to check the current offer and, if necessary, compare tourism-specific financing solutions.

Timeline

The Prêt Hôtellerie entry comes from the Bpifrance catalogue; its current availability remains to be confirmed. Check whether the product is still open or has been replaced by a more recent offer before relying on it.

Key facts

Funder
Bpifrance
Type of funding
Loan
Status
Ongoing
Maximum amount
€400,000
Automatically extracted — check the official source
Minimum amount
€30,000
Automatically extracted — check the official source
Geographic scope
All of France

Frequently asked questions

Who is this scheme for?

The entry targets SMEs in the hotel industry, social tourism, campsite operation and holiday residences. Check the SME definition used, the exact activity of the establishment, its age and any exclusions. Rules on combining public aid must be checked against the scheme applicable on the date of application.

What amount or rate can be obtained?

Parameters in the catalogue: €30,000 to €400,000, over 2 to 10 years, at a fixed rate according to the applicable scale, with arrangement fees of 0.40% of the loan. The entry indicates no security on the company’s assets and no personal guarantee from the manager, as well as minimum co-financing of 1 to 1. These conditions come from the catalogue: ask Bpifrance for the current terms and check whether the Prêt Tourisme or another offer is now better suited.

Which conditions should I check?

The catalogue entry provides for bank co-financing of at least 1 to 1, including certain equity or quasi-equity contributions. The plan must separate renovation costs, equipment and the working capital linked to the project. Have the level of co-financing, the state aid framework and the expected supporting documents confirmed before signing quotes.

Which costs or operations are covered?

Costs listed: renovation and compliance upgrades, works with an eco-responsible approach, equipment, materials, furniture, communication, recruitment and training. Working capital generated by development is also mentioned. The list and eligibility rules must be confirmed in the offer currently marketed.

Official source

No official URL is available in our data for this grant.

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