Guadeloupe Territorial Loan
The catalogue entry indicates a loan of €10,000 to €75,000, at a preferential rate, with no personal guarantee required, over 5 to 7 years with a deferral of 12 or 24 months. It targets micro-businesses and SMEs more than three years old and lists exclusions for sole traders and companies subject to insolvency proceedings. Eligible costs must be checked in the current documentation.
A growing company in Guadeloupe may need medium-term financing to invest or strengthen its cash position. The Prêt Territorial Guadeloupe is listed in the catalogue as a solution for certain established micro-businesses and SMEs. The rates and caps in the entry must be confirmed by Bpifrance or the regional operator before being treated as current.
Funded by Bpifrance
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Who can apply
The entry targets micro-businesses and SMEs created more than three years ago. It lists as ineligible sole traders and companies that have been subject to insolvency proceedings. The SME definition, required financial situation and other exclusions must be confirmed with the funder.
Eligibility conditions
The application must present a development project and a financing plan compatible with the loan term. The rules on co-financing, guarantees, exclusions and eligible costs are not detailed enough in the catalogue entry. Ask for the updated rules before building your financing plan.
What the scheme covers
The catalogue entry does not detail eligible costs well enough to draw up a reliable list. Depending on the project, ask the funder whether tangible investments, intangible costs and working capital needs can be included, and on what terms.
Amount and funding terms
Catalogue parameters: €10,000 to €75,000, at a stated rate of 3.93%, repayable over 5 to 7 years with a deferral of 12 or 24 months, with no personal guarantee. The rate is particularly likely to change: do not treat it as a current offer without written confirmation. Ask for the current scale, cap and any fees.
How to apply
Contact Bpifrance or the designated operator to confirm the loan still exists. Prepare the accounts, quotes, development programme and cash-flow forecasts. Ask for an updated simulation and the list of supporting documents before applying.
Timeline
The catalogue entry does not confirm that the Prêt Territorial Guadeloupe is currently open. Check the status of the scheme, the rate and the procedure with the funder before relying on it.
Key facts
- Funder
- Bpifrance
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €75,000
- Automatically extracted — check the official source
- Minimum amount
- €10,000
- Automatically extracted — check the official source
- Geographic scope
- Guadeloupe
Frequently asked questions
Who is this scheme for?
The entry targets micro-businesses and SMEs created more than three years ago. It lists as ineligible sole traders and companies that have been subject to insolvency proceedings. The SME definition, required financial situation and other exclusions must be confirmed with the funder.
What amount or rate can be obtained?
Catalogue parameters: €10,000 to €75,000, at a stated rate of 3.93%, repayable over 5 to 7 years with a deferral of 12 or 24 months, with no personal guarantee. The rate is particularly likely to change: do not treat it as a current offer without written confirmation. Ask for the current scale, cap and any fees.
Which conditions should I check?
The application must present a development project and a financing plan compatible with the loan term. The rules on co-financing, guarantees, exclusions and eligible costs are not detailed enough in the catalogue entry. Ask for the updated rules before building your financing plan.
Which costs or operations are covered?
The catalogue entry does not detail eligible costs well enough to draw up a reliable list. Depending on the project, ask the funder whether tangible investments, intangible costs and working capital needs can be included, and on what terms.
Official source
No official URL is available in our data for this grant.
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