prêt d'honneur — Réseau Entreprendre® Hainaut
Purpose of the scheme: help founders of future SMEs that create jobs and have strong development potential to emerge and succeed, through: an honour loan intended to consolidate the founder’s equity and make it easier to access bank loans; personalised support for the founder for 1 to 3 years, provided by business owners who are members of the Réseau Entreprendre® Hainaut association; collective training in the job of running a business for 2 to 3 years, offered every month by volunteer business leaders as part of a “Club de créateurs”, which lets the founder discuss successes and difficulties with other new business owners and break their isolation. Targeted operations: eligible operations: start-ups with development and job-creation potential; takeovers as a “re-creation”, with a strong commitment from the new entrepreneur to give fresh impetus to the business taken over; innovative start-ups, supported by the Réseau Entreprendre association under the “Innov” scheme; developing businesses with an ambitious job-creation programme. Eligible investments: all types of investment and working capital requirements. In practice, link the project’s need to the admission conditions, then prepare a consistent financing plan and supporting documents.
Prêt d’honneur Réseau Entreprendre® Hainaut aims to help founders of future SMEs that create jobs and have strong development potential to emerge and succeed, through: an honour loan intended to consolidate the founder’s equity and make it easier to access bank loans; personalised support for the founder for 1 to 3 years, provided by business owners who are members of the Réseau Entreprendre® Hainaut association; collective training in the job of running a business for 2 to 3 years, offered every month by volunteer business leaders as part of a “Club de créateurs”, which lets the founder discuss successes and difficulties with other new business owners and break their isolation. To find out whether the scheme fits your situation, start by checking the area concerned (it is a local scheme), the company’s stage and the exact nature of the project. The details below come from the catalogue and should be checked with the organisation before building your financing plan.
Funded by CA de la Porte du Hainaut, CA Valenciennes Métropole, Financeurs privés, Région Hauts-de-France
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Beneficiaries mentioned in the catalogue: founders of start-up projects with strong development potential that ultimately aim to create a significant number of jobs (at least 5 jobs over 3 years) and whose financing needs are equivalent to those of a future SME (€70,000 minimum); founders of takeover projects as a “re-creation”, for businesses of 5 to 50 people; managers planning a development programme that includes significant job creation. Franchisees are excluded, except in exceptional cases where review of the franchise contract shows genuine independence from the franchisor and support proves relevant.
Eligibility conditions
Conditions listed in the catalogue: the project owner(s) (bound by a shareholders’ agreement) must hold the majority of the share capital of the company created; managing the company created must be the project owner’s main activity; the project owner must have a genuine need for support and express the wish to receive it; the project owner must share the values of Réseau Entreprendre Hainaut and apply them in their business; Réseau Entreprendre® Hainaut steps in during the crucial phase when the new business actually starts, when support is most effective — from 6 months before creation to 12 months after the activity starts. Projects will not be supported from 18 months after the activity starts (up to 6 months after a takeover).
What the scheme covers
Operations indicated in the catalogue: eligible operations: start-ups with development and job-creation potential; takeovers as a “re-creation”, with a strong commitment from the new entrepreneur to give fresh impetus to the business taken over; innovative start-ups, supported by the Réseau Entreprendre association under the “Innov” scheme; developing businesses with an ambitious job-creation programme. Eligible investments: all types of investment and working capital requirements.
Amount and funding terms
Financial terms indicated in the catalogue: an interest-free, unsecured honour loan granted personally, of €15,000 to €50,000 (up to €90,000 for innovative projects) and repayable over 5 years.
How to apply
1. Contact the Réseau Entreprendre branch covering the area of the registered office or project. 2. Have the selection criteria and the expected start-up or takeover targets confirmed. 3. Prepare a finalised business plan, the financing plan, cash needs and job forecasts. 4. Check the interview or selection procedure and the support arrangements. 5. Read the written loan conditions, repayment schedule and associated commitments before accepting.
Timeline
The information available does not confirm a deadline or an opening period. Check with the funder the upcoming deadlines, the review time and the rule on when the project may start.
Key facts
- Funder
- CA de la Porte du Hainaut, CA Valenciennes Métropole, Financeurs privés, Région Hauts-de-France
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €90,000
- Automatically extracted — check the official source
- Minimum amount
- €15,000
- Automatically extracted — check the official source
- Geographic scope
- Hauts-de-France
Frequently asked questions
What is the purpose of Prêt d’honneur Réseau Entreprendre® Hainaut?
Help founders of future SMEs that create jobs and have strong development potential to emerge and succeed, through: an honour loan intended to consolidate the founder’s equity and make it easier to access bank loans; personalised support for the founder for 1 to 3 years, provided by business owners who are members of the Réseau Entreprendre® Hainaut association; collective training in the job of running a business for 2 to 3 years, offered every month by volunteer business leaders as part of a “Club de créateurs”, which lets the founder discuss successes and difficulties with other new business owners and break their isolation.
What amount is indicated?
Financial terms indicated in the catalogue: an interest-free, unsecured honour loan granted personally, of €15,000 to €50,000 (up to €90,000 for innovative projects) and repayable over 5 years.
Who can benefit?
Beneficiaries mentioned in the catalogue: founders of start-up projects with strong development potential that ultimately aim to create a significant number of jobs (at least 5 jobs over 3 years) and whose financing needs are equivalent to those of a future SME (€70,000 minimum); founders of takeover projects as a “re-creation”, for businesses of 5 to 50 people; managers planning a development programme that includes significant job creation. Franchisees are excluded, except in exceptional cases where review of the franchise contract shows genuine independence from the franchisor and support proves relevant.
What should I prepare?
The project description, the financing plan, financial forecasts and the supporting documents requested by the funder.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.