Growth Loan
The Prêt Croissance is repayable financing intended to support growth investments. The exact product, access criteria, amount, term and co-financing rules must be confirmed with the lender or operator.
A growing company often has to finance new equipment, production capacity or commercial expansion before the additional revenue comes in. The Prêt Croissance is repayable financing intended to support certain growth investments, according to the criteria of the product concerned. Before building it into your plan, confirm the eligible costs, any co-financing and the financial terms with the operator.
Funded by Bpifrance
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Growing companies that meet the criteria of the product offered, notably size, location, financial situation and type of project. Conditions vary with the operator and the version of the loan.
Eligibility conditions
Check the minimum and maximum amount, the term, any repayment holiday, the security required, the need for additional bank financing, the exclusions and your repayment capacity. A loan remains debt: its amount should not be treated as a grant already secured.
What the scheme covers
Depending on the product rules, the loan can support investments linked to growth, modernisation or business development. The list of eligible assets and the treatment of intangible costs or working capital needs must be confirmed.
Amount and funding terms
The source page states the following terms: amount from €50,000 to €5,000,000, within the limit of the company's equity and quasi-equity. No security over the company's assets or the manager's personal wealth; only a 5% guarantee deduction is applied.
How to apply
Define the investment programme and its timetable, then prepare quotes, accounts, forecasts and a financing plan. Contact the operator to check the exact product and the co-financing requirements. Compare rates, fees, repayment holiday, security and total cost before signing.
Timeline
Conditions and availability to be confirmed with the loan operator when applying.
Key facts
- Funder
- Bpifrance
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €5,000,000
- Automatically extracted — check the official source
- Minimum amount
- €50,000
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
What is the Prêt Croissance for?
Prêt Croissance is listed in the catalogue as a business financing solution. The historical information on this page identifies its purpose and some parameters, but it is not enough on its own to confirm that the offer is still available on the same terms. Check the linked official page and confirm its status with Bpifrance.
What are the amounts and conditions?
The source page states the following terms: amount from €50,000 to €5,000,000, within the limit of the company's equity and quasi-equity. No security over the company's assets or the manager's personal wealth; only a 5% guarantee deduction is applied. Criteria listed in the catalogue: the loan must be matched by a bank loan, at a ratio of €1 of development contract for €1 of accompanying loans, or by equity contributions.
How can I check whether the scheme is still available?
Visit the official page listed in the catalogue (https://www.bpifrance.fr/Toutes-nos-solutions/Prets/Prets-sans-garantie/Pret-Croissance). Check that the offer still exists, its access criteria and how to apply. If the page redirects or is unavailable, ask Bpifrance for confirmation. No closing date is confirmed in the catalogue. This does not mean the offer is open: check its current status with the funder.
Official source
No official URL is available in our data for this grant.
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Check your eligibility for public grants
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