Seed Loan — Grand Est
The scheme covers strengthening your company’s cash position while it prepares a fundraising round. Operations mentioned in the catalogue: strengthening cash flow. To prepare an application, present the project, its timetable, costs, expected results and the associated financing plan. The criteria and conditions below come from the catalogue and must be compared with the up-to-date official rules.
The Prêt d’amorçage Grand Est aims to strengthen your company’s cash position while it prepares a fundraising round. In practice, the scheme covers strengthening your company’s cash position while it prepares a fundraising round. Before including it in your financing plan, check the area covered (local scheme), the company’s profile and the current financial terms.
Funded by Bpifrance, Région Grand Est
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Who can apply
Beneficiaries mentioned in the catalogue: innovative micro-businesses or SMEs (EU definition) at the seed stage, created less than 5 years ago, based in the Grand Est region, that have recently received public innovation support: Bpifrance innovation aid, an i-Lab or i-Nov innovation competition prize, or aid for a research, development and innovation (RDI) project under EU RDI state aid rules. Not eligible: financial intermediation (NAF K64, except 64.2 for company acquisitions and except fintechs); property development and rental (NAF L68.1, L68.2 and F41.1), except property holding companies financing property to be rented to an eligible company whose partners hold the SCI’s capital; agriculture (NAF A01 and A02, except 02.20Z and 02.40Z); and companies in difficulty under EU rules.
Eligibility conditions
The detailed conditions are not specified in the information available. Ask the funder for the admission criteria, exclusions, mandatory co-financing, combination rules and any deadline.
What the scheme covers
Operations and exclusions mentioned in the catalogue: strengthening cash flow.
Amount and funding terms
Amount and terms listed in the catalogue: a loan up to the amount of the company’s equity and quasi-equity, between €100,000 and €300,000, over 8 years including a 36-month capital deferral, with quarterly repayments in arrears and financial amortisation of the capital; at a fixed or variable rate according to the current scale; with no security on the company’s assets or the manager’s personal assets. Only a guarantee deposit of 5% of the loan amount is withheld on disbursement.
How to apply
1. Check that the company, the area and the project fall within the scope of the Prêt d’amorçage Grand Est. 2. Identify the costs or needs that can be financed and the exclusions. 3. Build a complete financing plan, including the required contributions and co-financing. 4. Prepare the accounts, forecasts, quotes and documents specific to the operation. 5. Have the written terms of the loan — rate, term, deferral, fees, guarantees and repayment conditions — confirmed before any decision.
Timeline
The opening timetable and deadline are not confirmed by the information available. Ask the funder for the deadlines, the review time and the rule on when the operation may start.
Key facts
- Funder
- Bpifrance, Région Grand Est
- Type of funding
- Grant
- Status
- Ongoing
- Maximum amount
- €300,000
- Automatically extracted — check the official source
- Minimum amount
- €100,000
- Automatically extracted — check the official source
- Geographic scope
- Grand Est
Frequently asked questions
What need does the Prêt d’amorçage Grand Est cover?
Strengthening your company’s cash position while it prepares a fundraising round.
How much can be obtained?
Amount and terms listed in the catalogue: a loan up to the amount of the company’s equity and quasi-equity, between €100,000 and €300,000, over 8 years including a 36-month capital deferral, with quarterly repayments in arrears and financial amortisation of the capital; at a fixed or variable rate according to the current scale; with no security on the company’s assets or the manager’s personal assets. Only a guarantee deposit of 5% of the loan amount is withheld on disbursement.
Which companies can apply?
Beneficiaries mentioned in the catalogue: innovative micro-businesses or SMEs (EU definition) at the seed stage, created less than 5 years ago, based in the Grand Est region, that have recently received public innovation support: Bpifrance innovation aid, an i-Lab or i-Nov innovation competition prize, or aid for a research, development and innovation (RDI) project under EU RDI state aid rules. Not eligible: financial intermediation (NAF K64, except 64.2 for company acquisitions and except fintechs); property development and rental (NAF L68.1, L68.2 and F41.1), except property holding companies financing property to be rented to an eligible company whose partners hold the SCI’s capital; agriculture (NAF A01 and A02, except 02.20Z and 02.40Z); and companies in difficulty under EU rules.
What should I prepare first?
Present the project, its timetable, costs, expected results and the associated financing plan. Then check the official documents required.
Official source
No official URL is available in our data for this grant.
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