Grand Est Regional Guarantee Fund
Fonds Régional de Garantie Grand Est (regional guarantee fund): Make it easier for regional SMEs to obtain the financing they need for their investment programmes. Beneficiaries listed in the catalogue: SMEs or micro-businesses meeting the EU definition, whatever their legal form or sector. Not eligible: financial intermediation (NAF section K 64, except 64-2 for company acquisitions); property development and rental (NAF L 68-1, L 68-2 and F 41-1), except property holding companies (SCI) financing property to be rented to an eligible company whose partners hold the SCI’s capital; agricultural businesses (NAF A01 and A02) with revenue below €750,000; liberal professions; family transfers; local retail, restaurants, bars and tobacconists, and franchises, unless located in the areas covered by the Grand Est Region’s rural pact; companies in difficulty under EU rules. Detailed conditions and current status remain to be confirmed with the funder.
Fonds Régional de Garantie Grand Est (regional guarantee fund) aims to make it easier for regional SMEs to obtain the financing they need for their investment programmes. The official page reviewed confirms: a Bpifrance guarantee of up to 70% of financing of up to €2M, for certain SME and micro-business financing, subject to criteria and exclusions. Guaranteed loans must run for at least two years; leasing and financial leasing are excluded. The catalogue information should be checked against the current rules, notably for beneficiaries, amounts, eligible costs and availability.
Funded by Bpifrance, Région Grand Est
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Who can apply
Beneficiaries listed in the catalogue: SMEs or micro-businesses meeting the EU definition, whatever their legal form or sector. Not eligible: financial intermediation (NAF section K 64, except 64-2 for company acquisitions); property development and rental (NAF L 68-1, L 68-2 and F 41-1), except property holding companies (SCI) financing property to be rented to an eligible company whose partners hold the SCI’s capital; agricultural businesses (NAF A01 and A02) with revenue below €750,000; liberal professions; family transfers; local retail, restaurants, bars and tobacconists, and franchises, unless located in the areas covered by the Grand Est Region’s rural pact; companies in difficulty under EU rules. Check the legal form, size, activity, area covered, financial situation and exclusions in the current official rules.
Eligibility conditions
Conditions listed in the catalogue: guaranteed financing must run for at least two years. They are not enough to confirm eligibility; check the official criteria, exclusions, combination rules and whether you must apply before committing.
What the scheme covers
Operations or costs listed: business creation; business transfer; growth, including international; strengthening the financial structure, including cash flow; innovation. Not eligible: leasing or financial leasing. Check eligible costs, supporting documents, minimum thresholds, caps and excluded costs before committing.
Amount and funding terms
Amount or form of support listed in the catalogue: a guarantee of up to 70% of financing of up to €2 million. Guaranteed financing may take the form of medium- and long-term loans (including personal loans to managers to inject equity, and development contracts), bank guarantees linked to a vendor loan, and Bpifrance development and transfer contracts of up to €650,000. This is a guarantee, not a direct grant. This catalogue indication is not a commitment to grant cover; check the rules and exclusions.
How to apply
1) Obtain the current official page and rules. 2) Confirm that the scheme is active and that the project's area is covered. 3) Check the criteria, amount, base, exclusions, combination rules and documents. 4) Confirm when to apply and obtain prior approval before committing costs. Check the downloadable rules, the sector and territorial exclusions, the type of financing and the agreement of Bpifrance and your bank. A loan guarantee is not a grant.
Timeline
No usable end date is given; confirm the timetable, whether the scheme is open and the budget available with the funder.
Key facts
- Funder
- Bpifrance, Région Grand Est
- Type of funding
- Guarantee
- Status
- Ongoing
- Maximum amount
- €2,000,000
- Automatically extracted — check the official source
- Funding rate
- 70%
- Automatically extracted — check the official source
- Geographic scope
- Grand Est
Frequently asked questions
What is Fonds Régional de Garantie Grand Est (regional guarantee fund) for?
The catalogue describes its purpose as follows: Make it easier for regional SMEs to obtain the financing they need for their investment programmes. Check that your project falls within the scope of the current official rules.
Who can benefit and what are the main conditions?
Beneficiaries listed in the catalogue: SMEs or micro-businesses meeting the EU definition, whatever their legal form or sector. Not eligible: financial intermediation (NAF section K 64, except 64-2 for company acquisitions); property development and rental (NAF L 68-1, L 68-2 and F 41-1), except property holding companies (SCI) financing property to be rented to an eligible company whose partners hold the SCI’s capital; agricultural businesses (NAF A01 and A02) with revenue below €750,000; liberal professions; family transfers; local retail, restaurants, bars and tobacconists, and franchises, unless located in the areas covered by the Grand Est Region’s rural pact; companies in difficulty under EU rules. Conditions listed: guaranteed financing must run for at least two years. Legal form, location, exclusions and current criteria must be confirmed.
What amount or type of financing can be obtained?
a guarantee of up to 70% of financing of up to €2 million. Guaranteed financing may take the form of medium- and long-term loans (including personal loans to managers to inject equity, and development contracts), bank guarantees linked to a vendor loan, and Bpifrance development and transfer contracts of up to €650,000. This is a guarantee, not a direct grant. The official source also states: a Bpifrance guarantee of up to 70% of financing of up to €2M, for certain SME and micro-business financing, subject to criteria and exclusions. Guaranteed loans must run for at least two years; leasing and financial leasing are excluded. This does not guarantee support; confirm the cap, base, rate and form of financing with the funder.
Is the scheme still open and how do I apply?
No usable end date is given; confirm the timetable, whether the scheme is open and the budget available with the funder. Check the downloadable rules, the sector and territorial exclusions, the type of financing and the agreement of Bpifrance and your bank. A loan guarantee is not a grant. Before ordering, buying or spending, confirm that the scheme is open and the procedure with the relevant authority.
Official source
No official URL is available in our data for this grant.
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