prêt d'honneur — Croissance Initiative Rouen
The catalogue mentions an honour loan capped at €30,000, repayable over up to 60 months with a possible six-month deferral. It targets the manager of a company in its second year or less than five years old, subject to conditions on capital ownership, equity contribution and financial situation. External growth is excluded.
A young company can reach a new stage by investing, hiring or increasing its sales capacity. The Initiative Rouen growth honour loan is listed to support growth projects with a funding need and an expected effect on jobs or activity. It is a personal loan without interest or guarantee, not a grant.
Funded by Caisse des Dépôts et Consignations, CCI de Rouen, Département 76 - Seine-Maritime, Financeurs privés, Métropole Rouen Normandie, Région Normandie
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Who can apply
The page targets the individual managing a company in its second year or less than five years old. Micro-enterprises are indicated as not eligible. The manager must normally hold at least 34% of the capital; exceptions are mentioned for certain innovative projects and SCOPs. Check the current rules and the area covered by the association.
Eligibility conditions
The beneficiary must be the manager and normally hold at least 34% of the capital. The page mentions an equity contribution of at least €3,000 in cash and/or in kind, a sound financial situation and compliance with tax and social obligations. The exceptions for innovative projects or SCOPs must be confirmed by the association.
What the scheme covers
The project must lead to a real increase in headcount and/or investment creating a funding need. External growth is indicated as not eligible. Present a costed development plan, identified costs and a forecast showing the effect on the business.
Amount and funding terms
Previous parameters: up to €30,000, interest-free and without guarantee, over up to 60 months with a possible six-month deferral. Confirm the cap and repayment terms with Initiative Rouen, as well as the rules on combining it with bank funding.
How to apply
Contact Initiative Rouen with the available accounts, business plan, capital breakdown, proof of the contribution, quotes and the hiring or investment plan. Ask for written confirmation of the criteria, amount and committee timetable.
Timeline
Submission and review of the application depend on the Initiative Rouen association. Check the current arrangements and committee dates before treating the funding as secured.
Key facts
- Funder
- Caisse des Dépôts et Consignations, CCI de Rouen, Département 76 - Seine-Maritime, Financeurs privés, Métropole Rouen Normandie, Région Normandie
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Geographic scope
- Normandie
Frequently asked questions
Who is this aid for?
The page targets the individual managing a company in its second year or less than five years old. Micro-enterprises are indicated as not eligible. The manager must normally hold at least 34% of the capital; exceptions are mentioned for certain innovative projects and SCOPs. Check the current rules and the area covered by the association.
What amount or rate can be obtained?
Previous parameters: up to €30,000, interest-free and without guarantee, over up to 60 months with a possible six-month deferral. Confirm the cap and repayment terms with Initiative Rouen, as well as the rules on combining it with bank funding.
Which conditions should be checked?
The beneficiary must be the manager and normally hold at least 34% of the capital. The page mentions an equity contribution of at least €3,000 in cash and/or in kind, a sound financial situation and compliance with tax and social obligations. The exceptions for innovative projects or SCOPs must be confirmed by the association.
Which costs or operations are concerned?
The project must lead to a real increase in headcount and/or investment creating a funding need. External growth is indicated as not eligible. Present a costed development plan, identified costs and a forecast showing the effect on the business.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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