prêt d'honneur — France Active Métropole (Val de Marne)
The catalogue entry mentions a personal loan of €1,000 to €20,000, with no interest or security, repayable over up to 60 months. It targets founders or buyers planning to locate the registered office and main activity in the Val-de-Marne. Additional financing at least equal to the prêt d’honneur is required, and the applicant must be actively involved in managing the company.
Starting, taking over or growing a young company often requires enough personal contribution to obtain a bank loan. France Active Métropole provides local financial support and can arrange a zero-interest prêt d’honneur (personal loan to the founder) for certain projects. The loan is granted to the individual and must fit within an overall financing plan; it is not a grant paid directly to the company.
Funded by Bpifrance, Département 94 - Val-de-Marne, Financeurs privés, Région Ile-de-France
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Who can apply
The entry targets founders and buyers, subject to the local area covered and sector exclusions. The registered office and main place of business must be, or be planned to be, in the Val-de-Marne. The entry excludes in particular retail, save for exceptions, and certain activities covered by Article 238 bis of the French Tax Code when they are the main activity. Have the current exclusions confirmed.
Eligibility conditions
The loan must strengthen the founder’s equity and make bank credit easier to obtain. The entry requires financing at least equal to the prêt d’honneur, a regular tax and social security position, and majority ownership of the capital by the applicant(s), who must be actively involved in management. Check the exact terms with the association.
What the scheme covers
The financing supports business creation or takeover and, according to the entry, the development of young companies with potential. The prêt d’honneur strengthens the personal contribution; costs and the financing plan must be presented to the association, which confirms the items accepted and any complementary tools.
Amount and funding terms
Catalogue parameters: €1,000 to €20,000, at zero interest, with no security, over up to 60 months. The entry also mentions that certain profiles may be referred to other tools depending on their situation. Confirm the available amount, the term and any complementary schemes with France Active Métropole.
How to apply
Contact France Active Métropole in the Val-de-Marne before finalising the bank plan. Prepare the business plan, forecasts, capital breakdown, proof of location, financing needs and your discussions with the bank. Ask for the list of documents, the possible amount and the next committee steps.
Timeline
The committee timetable and loan availability must be confirmed with France Active Métropole.
Key facts
- Funder
- Bpifrance, Département 94 - Val-de-Marne, Financeurs privés, Région Ile-de-France
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €20,000
- Automatically extracted — check the official source
- Minimum amount
- €1,000
- Automatically extracted — check the official source
- Geographic scope
- Île-de-France
Frequently asked questions
Who is this scheme for?
The entry targets founders and buyers, subject to the local area covered and sector exclusions. The registered office and main place of business must be, or be planned to be, in the Val-de-Marne. The entry excludes in particular retail, save for exceptions, and certain activities covered by Article 238 bis of the French Tax Code when they are the main activity. Have the current exclusions confirmed.
What amount or rate can be obtained?
Catalogue parameters: €1,000 to €20,000, at zero interest, with no security, over up to 60 months. The entry also mentions that certain profiles may be referred to other tools depending on their situation. Confirm the available amount, the term and any complementary schemes with France Active Métropole.
Which conditions should I check?
The loan must strengthen the founder’s equity and make bank credit easier to obtain. The entry requires financing at least equal to the prêt d’honneur, a regular tax and social security position, and majority ownership of the capital by the applicant(s), who must be actively involved in management. Check the exact terms with the association.
Which costs or operations are covered?
The financing supports business creation or takeover and, according to the entry, the development of young companies with potential. The prêt d’honneur strengthens the personal contribution; costs and the financing plan must be presented to the association, which confirms the items accepted and any complementary tools.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
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Montfort Communauté growth loan: local conditions to obtain
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