prêt d'honneur — Initiactive 26 07
The catalogue entry indicates a prêt d’honneur of €2,000 to €15,000, with no interest or security, repayable over three to five years; some takeovers that keep a large number of jobs can reach €20,000. It targets companies based in the listed areas of Drôme-Ardèche and recent start-up or takeover projects. Check the current area and amounts.
Starting a business requires a personal contribution and a realistic financing plan. Initiactive 26-07 helps founders and buyers structure their project, then provides economic and financial follow-up and mentoring by a business leader. The zero-interest personal prêt d’honneur strengthens equity and makes bank financing easier to obtain.
Funded by Bpifrance, Département 26 - Drôme, Financeurs privés, Région Auvergne-Rhône-Alpes
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Who can apply
The entry targets projects whose registered office is in the areas covered in Drôme-Ardèche, notably Drôme des Collines, Valence Romans Sud Rhône-Alpes and central Ardèche, and start-ups or takeovers within five years of starting. Certain activities are excluded, notably those contrary to public order or exploiting people’s credulity. Check the area and current exclusions.
Eligibility conditions
The prêt d’honneur is personal and intended to strengthen equity; it does not replace the bank loan but can make it easier to obtain. The project must present a viable business plan and a justified financing need. Ask for the co-financing rules, documents to provide and any complementary tools available locally.
What the scheme covers
The loan supports start-ups and takeovers, with follow-up during the first years of activity. Depending on the profile, other public schemes or guarantees may be used in addition. The precise costs and loan conditions must be validated with the association when drawing up the financing plan.
Amount and funding terms
Catalogue parameters: €2,000 to €15,000, with no interest or security, over 3 to 5 years. The entry mentions a cap of up to €20,000 for certain takeovers where the number of jobs secured is significant. Confirm the possible amount and term with Initiactive 26-07.
How to apply
Contact Initiactive 26-07 before finalising the bank financing. Prepare the business plan, forecasts, proof of location, quotes, cash-flow plan and, for a takeover, the target company’s accounts. Ask about the support process and the next committee dates.
Timeline
Current availability and the committee timetable must be confirmed with Initiactive 26-07.
Key facts
- Funder
- Bpifrance, Département 26 - Drôme, Financeurs privés, Région Auvergne-Rhône-Alpes
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €20,000
- Automatically extracted — check the official source
- Minimum amount
- €2,000
- Automatically extracted — check the official source
- Geographic scope
- Auvergne-Rhône-Alpes
Frequently asked questions
Who is this scheme for?
The entry targets projects whose registered office is in the areas covered in Drôme-Ardèche, notably Drôme des Collines, Valence Romans Sud Rhône-Alpes and central Ardèche, and start-ups or takeovers within five years of starting. Certain activities are excluded, notably those contrary to public order or exploiting people’s credulity. Check the area and current exclusions.
What amount or rate can be obtained?
Catalogue parameters: €2,000 to €15,000, with no interest or security, over 3 to 5 years. The entry mentions a cap of up to €20,000 for certain takeovers where the number of jobs secured is significant. Confirm the possible amount and term with Initiactive 26-07.
Which conditions should I check?
The prêt d’honneur is personal and intended to strengthen equity; it does not replace the bank loan but can make it easier to obtain. The project must present a viable business plan and a justified financing need. Ask for the co-financing rules, documents to provide and any complementary tools available locally.
Which costs or operations are covered?
The loan supports start-ups and takeovers, with follow-up during the first years of activity. Depending on the profile, other public schemes or guarantees may be used in addition. The precise costs and loan conditions must be validated with the association when drawing up the financing plan.
Official source
No official URL is available in our data for this grant.
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Montfort Communauté growth loan: local conditions to obtain
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Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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