prêt d'honneur — Initiative Alpes Provence
The catalogue entry indicates a prêt d’honneur of €5,000 to €30,000, with no interest or security, repayable over three to five years. It targets start-ups and takeovers in all sectors, with exclusions notably for financial intermediation and property. The loan is generally combined with a bank loan; check the current amounts and criteria with the association.
An entrepreneur starting or taking over a business may need an additional contribution to complete the bank financing and secure the start-up phase. Initiative Alpes Provence provides local support and can arrange a zero-interest personal prêt d’honneur. The amount depends on the project, the financing need and the committee’s review.
Funded by Bpifrance, Département 04 - Alpes de Haute-Provence, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur
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Who can apply
The entry targets founders and buyers, whatever their age or background, subject to the area covered and the project’s viability. Financial intermediation services and property activities are listed as excluded. Have the exclusions and criteria currently applied confirmed.
Eligibility conditions
The prêt d’honneur is personal and aims to strengthen the founder’s equity to ease access to bank credit. The application must present the business plan, overall need, contribution, forecasts and the bank financing sought. Ask for the co-financing conditions, documents and how the committee makes its decision.
What the scheme covers
The scheme can support starting and taking over a business. Complementary programmes may target young entrepreneurs or certain sectors, notably agriculture, retail, innovation and business transfer. The loan strengthens the personal contribution and is part of the overall financing plan, rather than automatically paying a specific invoice.
Amount and funding terms
Catalogue amounts: €5,000 to €30,000, with no interest or security, over 3 to 5 years. The loan is generally paired with a bank loan. The amount actually granted depends on the need, the founder’s contribution and the assessment of the project; ask Initiative Alpes Provence for an updated simulation.
How to apply
Contact Initiative Alpes Provence once the business plan is sufficiently advanced. Prepare forecasts, quotes, proof of your contribution and your bank applications. For a takeover, add the target’s accounts and the sale price. Ask for the possible amount and the committee dates.
Timeline
Current availability and the application timetable are to be confirmed with Initiative Alpes Provence.
Key facts
- Funder
- Bpifrance, Département 04 - Alpes de Haute-Provence, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Provence-Alpes-Côte d'Azur
Frequently asked questions
Who is this scheme for?
The entry targets founders and buyers, whatever their age or background, subject to the area covered and the project’s viability. Financial intermediation services and property activities are listed as excluded. Have the exclusions and criteria currently applied confirmed.
What amount or rate can be obtained?
Catalogue amounts: €5,000 to €30,000, with no interest or security, over 3 to 5 years. The loan is generally paired with a bank loan. The amount actually granted depends on the need, the founder’s contribution and the assessment of the project; ask Initiative Alpes Provence for an updated simulation.
Which conditions should I check?
The prêt d’honneur is personal and aims to strengthen the founder’s equity to ease access to bank credit. The application must present the business plan, overall need, contribution, forecasts and the bank financing sought. Ask for the co-financing conditions, documents and how the committee makes its decision.
Which costs or operations are covered?
The scheme can support starting and taking over a business. Complementary programmes may target young entrepreneurs or certain sectors, notably agriculture, retail, innovation and business transfer. The loan strengthens the personal contribution and is part of the overall financing plan, rather than automatically paying a specific invoice.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
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Support and acceleration
Diagnostics and audits
Takeover and transfer
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