prêt d'honneur — Initiative Colmar Centre Alsace
The Initiative Colmar Centre Alsace honour loan is repayable personal financing, generally interest-free and with no personal guarantee. It is not a grant paid to the company: it aims to strengthen the owner’s contribution and the project’s equity. The local platform helps prepare the business plan and financing plan, after which the application can be presented to the approval committee. The scheme covers business start-ups and takeovers within the area covered. The amount and criteria depend on the local pathway.
Are you preparing a business start-up or takeover in the Initiative Colmar Centre Alsace area? The honour loan (prêt d’honneur) can strengthen your personal contribution and support negotiations for bank financing. To prepare the application, cost the investments, cash needs and resources already secured.
Funded by Bpifrance, CC de la Région de Guebwiller, CC de la Vallée de Kaysersberg, CC de la Vallée de Munster, CC de la Vallée Noble, CC du Centre Haut-Rhin, CC du Pays de Ribeauvillé, CC du Pays de Rouffach, CC du Pays du Ried Brun, CC du Pays Rhin-Brisach, Colmar Agglomération, Département 68 - Haut-Rhin, Financeurs privés, Région Grand Est, Union européenne
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Who can apply
The scheme targets business creators and buyers whose project is located in the Initiative Colmar Centre Alsace area. The catalogue lists the following exclusions: financial intermediation and property services. Have their exact scope confirmed with the local platform.
Eligibility conditions
The honour loan is generally granted to the person leading the project, interest-free and with no personal guarantee under the network’s usual framework. It strengthens the personal contribution and equity but remains repayable. The platform reviews the business plan, equity needs, financing plan and economic viability. Local conditions take precedence over the network’s general guidance.
What the scheme covers
The honour loan contributes to the project’s overall financing plan, according to the costs and needs accepted by the platform. Prepare details of investments, launch costs, stock or working capital requirements, and the planned bank financing. Do not treat any cost as eligible without the funder’s confirmation.
Amount and funding terms
Terms listed in the catalogue, to be confirmed with the local platform: an interest-free, unsecured honour loan granted personally. It generally ranges from €5,000 to €30,000, repayable over 3 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs.
How to apply
1. Contact Initiative Colmar Centre Alsace before incurring costs or finalising the takeover. 2. Prepare a business plan, financing plan, cash-flow forecast and details of investments. 3. Present your contribution, the financing already obtained and the bank loan sought. 4. Ask for the list of supporting documents, local criteria, exclusions and the next committee dates. 5. Before accepting, have the amount, any deferral, instalments and disbursement conditions confirmed in writing.
Timeline
No opening date or uniform review time is given in the catalogue for Initiative Colmar Centre Alsace. The timetable depends on the platform and its approval committee. Make contact early to avoid incurring costs before checking the applicable rules.
Key facts
- Funder
- Bpifrance, CC de la Région de Guebwiller, CC de la Vallée de Kaysersberg, CC de la Vallée de Munster, CC de la Vallée Noble, CC du Centre Haut-Rhin, CC du Pays de Ribeauvillé, CC du Pays de Rouffach, CC du Pays du Ried Brun, CC du Pays Rhin-Brisach, Colmar Agglomération, Département 68 - Haut-Rhin, Financeurs privés, Région Grand Est, Union européenne
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Grand Est
Frequently asked questions
Is the Initiative Colmar Centre Alsace honour loan a grant?
No. It is a repayable loan granted to the person leading the project, generally interest-free and with no personal guarantee.
How can I find out the possible amount?
Present your project, personal contribution and financing plan to the local platform. The catalogue amounts are indicative and must be confirmed for the pathway concerned.
Is an additional bank loan required?
It depends on the local rules and the programme requested. Ask for explicit confirmation before finalising the financing plan.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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