prêt d'honneur — Initiative Grand Arras
The Initiative Grand Arras prêt d’honneur is a repayable personal loan, generally at zero interest and with no personal guarantee. It aims to strengthen the founder’s contribution and make it easier to finance a start-up or takeover as a whole. The local association helps put the business plan together and reviews the application against its criteria. The amounts listed in the catalogue do not guarantee that a loan will be granted and must be confirmed.
Are you starting or taking over a business in the area covered by Initiative Grand Arras? The prêt d’honneur (an interest-free personal loan to the founder) can strengthen your personal contribution and help complete the financing plan. To prepare for your discussion with the platform, cost the investments, cash needs and financing already secured.
Funded by Bpifrance, CC d'Osartis-Marquion, CU d'Arras, Département 62 - Pas-de-Calais, Financeurs privés, Région Hauts-de-France
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Who can apply
The catalogue targets founders and buyers and lists property and financial intermediation among the exclusions. Have the geographical area and any other criteria confirmed by the platform. Exclusions listed in the catalogue: financial intermediation and property services. The platform must confirm their exact scope.
Eligibility conditions
The prêt d’honneur is personal and repayable; it is not a grant. The platform reviews economic viability, the financing plan, the equity need and repayment capacity. Ask explicitly whether a complementary bank loan is mandatory, whether a deferral is possible and which costs or situations are excluded.
What the scheme covers
The loan can strengthen the founder’s contribution and complement bank financing. Detail the investments, takeover or launch costs, cash needs and available resources, distinguishing the amounts requested from financing already granted.
Amount and funding terms
The catalogue mentions €5,000 to €40,000, over 3 to 5 years. The range and terms must be confirmed with Initiative Grand Arras before being used in a financing simulation.
How to apply
1. Contact Initiative Grand Arras before incurring costs. 2. Prepare a business plan, a financing plan, a cash-flow forecast and details of investments. 3. Distinguish between your personal contribution, the bank loan requested and other aid. 4. Ask for the territorial criteria, exclusions, documents and the next committee date. 5. Before accepting, get written confirmation of the amount, any deferral, the repayment schedule and the disbursement conditions.
Timeline
The review timetable and committee dates depend on the Initiative Grand Arras platform. The catalogue entry does not confirm an opening date or a uniform timeline. Get in touch before any irreversible spending and check the rules applicable when you apply.
Key facts
- Funder
- Bpifrance, CC d'Osartis-Marquion, CU d'Arras, Département 62 - Pas-de-Calais, Financeurs privés, Région Hauts-de-France
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €40,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Hauts-de-France
Frequently asked questions
Is the Initiative Grand Arras prêt d’honneur a grant?
No. It is a repayable personal loan, generally at zero interest, that can strengthen the founder’s contribution.
Is the amount shown guaranteed?
No. The amount shown in the catalogue is an indication to be confirmed with the platform, depending on the project and the current rules.
What should I prepare to apply?
A business plan, a financing plan, a cash-flow forecast, details of investments and proof of your contribution and planned bank financing.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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