Fonds Impact Local – Support for independent shops
Purpose: help independent shops strengthen their cash position, get support for their development project, or make it easier to obtain bank financing for a business transfer requiring co-financing. Beneficiaries mentioned in the catalogue: businesses located in priority urban neighbourhoods (QPV), urban tax-free zones (ZFU), former sensitive urban zones (ZUS), or within 500 metres of these areas. The conditions, available amount and timetable must be checked against the applicable official version.
The scheme “Fonds Impact Local – Support for independent shops” is listed as a national scheme. The catalogue describes its purpose as follows: help independent shops strengthen their cash position, get support for their development project, or make it easier to obtain bank financing for a business transfer requiring co-financing. The catalogue information helps frame the projects concerned but does not replace the official rules in force. Before concluding on eligibility, confirm the funder, area, beneficiaries, eligible costs, caps, combination rules and whether the scheme is actually open.
Funded by Bpifrance, Financeurs privés, Union européenne
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Beneficiaries indicated in the catalogue: Businesses located in priority urban neighbourhoods (QPV), urban tax-free zones (ZFU), former sensitive urban zones (ZUS), or within 500 metres of these areas. Check the legal form, size, activity, area, financial situation and exclusions in the current official rules.
Eligibility conditions
Conditions available in the catalogue: not specified. These are not enough to confirm eligibility. Check the official criteria, exclusions, combination rules and any requirement to apply before ordering, acquiring or starting works.
What the scheme covers
Operations or costs listed: securing the future of shops that have proven their viability, through financial restructuring or development operations; transfers or sales of goodwill (fonds de commerce). Check eligible costs, supporting documents, minimum thresholds, caps and excluded costs before any commitment.
Amount and funding terms
Amount or form of support indicated in the catalogue: A loan of at least €20,000, over 3 to 7 years with a capital repayment holiday of up to 2 years, with no collateral or personal guarantees; plus access to personalised support and legal support. This information comes from the catalogue and is not a promise of award. Check the cost base, rates and caps, eligible costs, combination rules and the applicable state aid scheme.
How to apply
1) Identify the funder and obtain the up-to-date official scheme page. 2) Confirm the scheme’s status, criteria and timetable. 3) Check the cost base, rates/caps, combination rules and documents. 4) Obtain prior agreement before treating costs as eligible. Ask the funder or relevant operator for confirmation.
Timeline
No usable end date is given; confirm the timetable with the funder, along with the deadline, call status and available budget.
Key facts
- Funder
- Bpifrance, Financeurs privés, Union européenne
- Type of funding
- Loan
- Status
- Ongoing
- Geographic scope
- All of France
Frequently asked questions
What is the “Fonds Impact Local – Support for independent shops” scheme for?
According to the catalogue, it helps independent shops strengthen their cash position, get support for their development project, or obtain bank financing more easily for a business transfer requiring co-financing.
Who can benefit and what are the main conditions?
The catalogue mentions businesses located in priority urban neighbourhoods (QPV), urban tax-free zones (ZFU), former sensitive urban zones (ZUS), or within 500 metres of these areas. The detailed conditions are not specified and must be confirmed with the funder.
How much can be obtained?
A loan of at least €20,000, over 3 to 7 years with a capital repayment holiday of up to 2 years, with no collateral or personal guarantees; plus access to personalised support and legal support.
Is the scheme open and how do I apply?
No usable end date is given; confirm the timetable with the funder. Before any order or spending, confirm the status, documents and procedure with the relevant body.
Official source
No official URL is available in our data for this grant.
Other grants of type “loan”
Other grants from Bpifrance, Financeurs privés, Union européenne
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.