prêt d'honneur — Initiative Moselle Est
To assess whether the Initiative Moselle Est honour loan suits you, start by comparing your project with the listed beneficiaries, conditions and terms: founders and buyers of businesses in all sectors, whatever their age, background or financial means. Excluded sectors: financial intermediation and property services, certain liberal professions. Amount or terms: an interest-free, unsecured honour loan granted personally. It generally ranges from €5,000 to €15,000, repayable over 3 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loans. Additional Bpifrance loans can be requested alongside the Initiative loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs. Current availability and the application procedure remain to be checked with the managing body.
The Initiative Moselle Est honour loan (prêt d’honneur) can contribute to financing a business project, according to the managing body’s criteria. The first step is to check the area covered, the company’s profile and the nature of the costs or need presented. The catalogue information is a starting point; the applicable rules must be confirmed before any commitment.
Funded by CA Forbach Porte de France, CA Saint-Avold Synergie, CA Sarreguemines Confluence, CC de de Freyming-Merlebach, CC du Bouzonvillois et des Trois-Frontières, CC du District Urbain de Faulquemont, CC du Pays Boulageois, CC du Warndt, CC Pays de Bitche, Chambre de Commerce et d'Industrie, Financeurs privés, Région Grand Est
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Beneficiaries listed in the catalogue: founders and buyers of businesses in all sectors, whatever their age, background or financial means. Excluded sectors: financial intermediation and property services, certain liberal professions. Have the exact scope confirmed by the managing body, particularly sector exclusions, companies already created and takeover or growth projects.
Eligibility conditions
Points to check for the Initiative Moselle Est honour loan: the network’s local associations welcome founders at the stage of finalising the business plan and seeking financing. All founders can apply for support and financing. Also ask for confirmation of the criteria relating to the company’s location, size and legal form, application dates, combination with other aid and costs already incurred. Do not treat a cost as eligible without confirmation in the applicable rules.
What the scheme covers
All types of business start-up and takeover projects. Complementary programmes have been designed specifically for entrepreneurs, young people under 30 or certain sectors (agriculture, retail, innovation, business transfer/takeover, etc.). For a strong application, cost each item, attach the relevant quotes or supporting documents and explain the link between the cost and the expected result. Check whether the scheme requires an application before the project starts.
Amount and funding terms
An interest-free, unsecured honour loan granted personally. It generally ranges from €5,000 to €15,000, repayable over 3 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loans. Additional Bpifrance loans can be requested alongside the Initiative loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs.
How to apply
1. Contact the managing body, mentioning the Initiative Moselle Est honour loan and presenting your project. 2. Check the current conditions, the area covered, eligible costs, combination rules and the deadline. 3. Prepare a project presentation, a detailed budget, a financing plan and a cash-flow forecast; add the quotes and administrative documents requested. 4. Submit the application following the official procedure and keep the acknowledgement of receipt. 5. Wait for the written decision before treating the financing as secured.
Timeline
The opening timetable, deadlines and any committee sessions are not established with certainty in the information available. Check the next deadline and the review time directly with the managing body before incurring costs.
Key facts
- Funder
- CA Forbach Porte de France, CA Saint-Avold Synergie, CA Sarreguemines Confluence, CC de de Freyming-Merlebach, CC du Bouzonvillois et des Trois-Frontières, CC du District Urbain de Faulquemont, CC du Pays Boulageois, CC du Warndt, CC Pays de Bitche, Chambre de Commerce et d'Industrie, Financeurs privés, Région Grand Est
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €15,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Grand Est
Frequently asked questions
Who is this scheme for?
The catalogue states: founders and buyers of businesses in all sectors, whatever their age, background or financial means. Excluded sectors: financial intermediation and property services, certain liberal professions. The managing body must confirm the current criteria and any exclusions.
How much can be obtained?
The information listed is as follows: an interest-free, unsecured honour loan granted personally. It generally ranges from €5,000 to €15,000, repayable over 3 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loans. Additional Bpifrance loans can be requested alongside the Initiative loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs. The amount actually available depends on the current rules and the review of the application.
Can I incur costs before applying?
Do not assume so: some schemes require an application before the project begins. Ask the managing body for written confirmation.
How do I prepare the application?
Prepare a project description, a detailed budget, a financing plan, a timetable, relevant quotes and financial forecasts. The official list of documents depends on the scheme.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.