prêt d'honneur — Initiative Oise Est
The Initiative Oise Est honour loan offers support and, depending on the platform’s decision, an honour loan to back the business project. The catalogue mentions: an interest-free, unsecured honour loan granted personally. It generally ranges from €5,000 to €30,000, repayable over 3 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs. These indications neither confirm that the scheme is open nor guarantee an award: the local rules must be checked.
The Initiative Oise Est honour loan (prêt d’honneur) can strengthen the financing plan of a start-up, takeover or development project, according to the local rules. It is a repayable personal loan, generally interest-free and with no personal guarantee under the usual Initiative France network framework; the precise terms nevertheless depend on the platform. Check the area covered and the conditions before finalising the budget.
Funded by CA de la Région de Compiègne, CC de la Basse Automne, CC des Deux Vallées, CC des Pays d'Oise et d'Halatte, CC du Canton d'Attichy, CC du Clermontois, CC du Pays de Valois, CC du Pays des Sources, CC du Pays Noyonnais, Département 60 - Oise, Financeurs privés, Région Hauts-de-France
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Who can apply
Beneficiaries mentioned in the catalogue: founders and buyers of businesses in all sectors, whatever their age, background or financial means. Excluded sectors: financial intermediation and property services. The platform must confirm the up-to-date criteria, notably the company’s situation, its location and any exclusions.
Eligibility conditions
Conditions listed: The network’s local associations welcome founders at the stage of finalising the business plan and seeking financing. All founders can apply for support and financing. Before applying, have the area of intervention, the types of project accepted, the financial criteria, sector exclusions, combination rules and any need for additional bank financing confirmed. Also check whether the application must be made before any spending is committed.
What the scheme covers
All types of business start-up and takeover projects. Complementary programmes have been designed specifically for entrepreneurs, young people under 30 or certain sectors (agriculture, retail, innovation, business transfer/takeover, etc.). For the application, link each item to a quote or a reasoned estimate, specify the timetable and explain the expected result. Do not assume that a cost already incurred will be accepted: check the rule before starting.
Amount and funding terms
An interest-free, unsecured honour loan granted personally. It generally ranges from €5,000 to €30,000, repayable over 3 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs.
How to apply
1. Contact Initiative Oise Est to confirm that the project fits and falls within the area covered. 2. Ask for the rules in force, the amounts available, the documents and the committee timetable. 3. Prepare the business plan, forecasts, cash-flow plan, quotes, personal contribution and bank financing plan if needed. 4. Submit the complete application following the procedure indicated. 5. Wait for the written decision before treating the financing as secured.
Timeline
Opening dates, the next committee sessions and review times are not confirmed by the information available in the catalogue. Contact the platform for the up-to-date timetable and to check whether an application is required before the project starts.
Key facts
- Funder
- CA de la Région de Compiègne, CC de la Basse Automne, CC des Deux Vallées, CC des Pays d'Oise et d'Halatte, CC du Canton d'Attichy, CC du Clermontois, CC du Pays de Valois, CC du Pays des Sources, CC du Pays Noyonnais, Département 60 - Oise, Financeurs privés, Région Hauts-de-France
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Occitanie
Frequently asked questions
Is the honour loan a grant?
No, it is a repayable personal loan. The precise conditions, including the amount and term, depend on the platform and the decision on the application.
What should I prepare for the application?
Prepare the business plan, a detailed budget, financial forecasts, a cash-flow plan, relevant quotes and information on your contribution and the planned bank financing.
Is the scheme currently open?
The opening and timetable must be confirmed with the local platform. The catalogue content is not enough to prove that the scheme is currently accepting applications.
Can costs be incurred before applying?
Check this point in writing before starting: some schemes require a prior application and may exclude costs incurred too early.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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