prêt d'honneur — Initiative Pays d'Arles
The Initiative Pays d'Arles programme generally combines support for the project with the possibility of a prêt d’honneur. The catalogue states: a prêt d’honneur with no interest or security, granted personally. It is generally between €5,000 and €30,000, repayable over 3 to 5 years. The prêt d’honneur is always paired with a bank loan: for every €1 of Initiative prêt d’honneur, an Initiative entrepreneur obtains €9.50 of bank loans on average. Support before the loan is granted helps the entrepreneur assess all of their financing needs. These details help you prepare your application, but they confirm neither that the scheme is currently open nor that financing will be granted. Check the local conditions before finalising your plan.
The Initiative Pays d'Arles prêt d’honneur (interest-free personal loan) can complement the financing plan of a business project, subject to local criteria. It is a repayable personal loan, generally at zero interest and with no personal guarantee, as is usual in the Initiative France network. The amount and conditions are decided after the platform reviews the application.
Funded by Bpifrance, CA Arles Crau Camargue Montagnette, CC de la Vallée des Baux-Alpilles, CC Rhône Alpilles Durance, Département 13 - Bouches-du-Rhône, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur, Union Européenne-FSE
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Who can apply
Beneficiaries mentioned in the catalogue: founders and buyers of businesses in all sectors, whatever their age, background or financial means. Excluded sectors: financial intermediation and property services. The platform must confirm the up-to-date criteria, notably the company’s location, its situation and any exclusions.
Eligibility conditions
Conditions listed in the catalogue: the network’s local associations welcome founders at the stage of finalising the business plan and seeking financing. All founders can apply for support and financing. Have the area covered, the accepted project stage, financial criteria, sector exclusions, combination rules and any bank financing requirement confirmed. Check whether the application must be submitted before spending begins.
What the scheme covers
All types of business start-up and takeover projects. Complementary programmes have been designed specifically for entrepreneurs, young people under 30 or certain sectors (agriculture, retail, innovation, business transfer/takeover, etc.). In the application, link each item to the project, state its amount and timing, then attach quotes or supporting documents. Do not assume that costs incurred before applying will be accepted: check this point beforehand.
Amount and funding terms
A prêt d’honneur with no interest or security, granted personally. It is generally between €5,000 and €30,000, repayable over 3 to 5 years. The prêt d’honneur is always paired with a bank loan: for every €1 of Initiative prêt d’honneur, an Initiative entrepreneur obtains €9.50 of bank loans on average. Support before the loan is granted helps the entrepreneur assess all of their financing needs.
How to apply
1. Present the project to Initiative Pays d'Arles and confirm that your company falls within the area covered. 2. Ask for the updated rules and list of documents, the possible amounts and the review timetable. 3. Prepare the business plan, budget, financing plan, cash-flow forecasts, quotes and details of your personal contribution and planned bank financing. 4. Submit the application following the official procedure. 5. Wait for the written decision before treating the financing as secured.
Timeline
The opening timetable and application dates are not confirmed by the information available. Contact the platform for upcoming deadlines, the review time and the rules for costs already incurred.
Key facts
- Funder
- Bpifrance, CA Arles Crau Camargue Montagnette, CC de la Vallée des Baux-Alpilles, CC Rhône Alpilles Durance, Département 13 - Bouches-du-Rhône, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur, Union Européenne-FSE
- Type of funding
- Repayable advance
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Provence-Alpes-Côte d'Azur
Frequently asked questions
What is the prêt d’honneur for?
It can strengthen the financing of a business project and help structure the financing plan. It remains repayable and is granted subject to review of the application.
How much can be granted?
The catalogue states: a prêt d’honneur with no interest or security, granted personally. It is generally between €5,000 and €30,000, repayable over 3 to 5 years. The prêt d’honneur is always paired with a bank loan: for every €1 of Initiative prêt d’honneur, an Initiative entrepreneur obtains €9.50 of bank loans on average. Support before the loan is granted helps the entrepreneur assess all of their financing needs. The applicable amount must be confirmed with the platform and depends on the decision on the application.
Which documents should I prepare?
Prepare the business plan, financial forecasts, a cash-flow plan, the detailed budget, relevant quotes and details of other financing. Ask the platform for the official list of documents.
When should I apply?
Check the dates and any committee sessions with the local platform. Some schemes require an application before spending begins.
Official source
No official URL is available in our data for this grant.
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Financing a large company’s development strategy in the Métropole Européenne de Lille with the “Development aid for large companies” scheme
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