Honour loanOngoing
Bpifrance, Financeurs privés, Région Hauts-de-France logo

prêt d'honneur — Réseau Entreprendre Côte d'Opale

The catalogue entry mentions a prêt d’honneur of €10,000 to €30,000, repayable over five years, for start-ups with strong job-creation potential or certain takeovers. It indicates a target of at least 6 to 9 jobs over three years and a financing need comparable to that of a future SME. The precise criteria, amounts and support must be confirmed with the local association.

Réseau Entreprendre Côte d’Opale supports founders and buyers who aim to grow a business and create jobs. The prêt d’honneur (an interest-free personal loan to the founder) is granted to the individual, with no interest or security, and comes with mentoring by business leaders and training. It does not replace bank financing: it aims in particular to strengthen the founder’s own contribution and make the overall financing easier to arrange.

Funded by Bpifrance, Financeurs privés, Région Hauts-de-France

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Who can apply

The entry targets founders of future SMEs with strong growth and job-creation potential, as well as certain buyers looking to relaunch a company. It mentions a target of at least 6 to 9 jobs over three years and a financing need of at least €70,000 for some projects. These thresholds must be confirmed with the association, which also assesses the founder’s profile and the project.

Eligibility conditions

The founder or partners bound by a shareholders’ agreement must hold a majority of the capital of the company created. The entry describes restrictions where a Réseau Entreprendre member holds shares, subject to special cases. The committee assesses job potential, the strength of the business plan and the founder’s commitment. Ask for the updated local rules.

What the scheme covers

The loan mainly supports creating a company with strong growth and job potential, certain takeovers bringing new entrepreneurial momentum, and projects under the "Entreprendre autrement" programme. The precise costs and investments are determined with the association as part of the financing plan.

Amount and funding terms

Catalogue parameters: €10,000 to €30,000, with no interest or security, granted personally and repayable over five years. The amount depends on the project’s ambition and the local committee’s assessment. Confirm the cap, any deferral and the repayment terms with Réseau Entreprendre Côte d’Opale.

How to apply

Contact Réseau Entreprendre Côte d’Opale before finalising your financing plan. Prepare a business plan, financial forecasts, a hiring plan, financing needs and a presentation of the management team. The process generally includes selection, support and long-term follow-up.

Timeline

The loan is reviewed by the local association after discussions and assessment of the project. Check committee dates, support timelines and current conditions directly with Réseau Entreprendre Côte d’Opale.

Key facts

Funder
Bpifrance, Financeurs privés, Région Hauts-de-France
Type of funding
Honour loan
Status
Ongoing
Maximum amount
€30,000
Automatically extracted — check the official source
Minimum amount
€10,000
Automatically extracted — check the official source
Geographic scope
Hauts-de-France

Frequently asked questions

Who is this scheme for?

The entry targets founders of future SMEs with strong growth and job-creation potential, as well as certain buyers looking to relaunch a company. It mentions a target of at least 6 to 9 jobs over three years and a financing need of at least €70,000 for some projects. These thresholds must be confirmed with the association, which also assesses the founder’s profile and the project.

What amount or rate can be obtained?

Catalogue parameters: €10,000 to €30,000, with no interest or security, granted personally and repayable over five years. The amount depends on the project’s ambition and the local committee’s assessment. Confirm the cap, any deferral and the repayment terms with Réseau Entreprendre Côte d’Opale.

Which conditions should I check?

The founder or partners bound by a shareholders’ agreement must hold a majority of the capital of the company created. The entry describes restrictions where a Réseau Entreprendre member holds shares, subject to special cases. The committee assesses job potential, the strength of the business plan and the founder’s commitment. Ask for the updated local rules.

Which costs or operations are covered?

The loan mainly supports creating a company with strong growth and job potential, certain takeovers bringing new entrepreneurial momentum, and projects under the "Entreprendre autrement" programme. The precise costs and investments are determined with the association as part of the financing plan.

Official source

No official URL is available in our data for this grant.

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