Prêt d’honneur Réseau Entreprendre Maine & Loire
The scheme covers the start-up, takeover or development of a business with growth and job potential. Operations mentioned in the catalogue: start-up or takeover of SMEs/SMIs that create jobs and have strong development potential; creation of a start-up with strong development potential; creation of a business in the social and solidarity economy (ESS); growth or development of an existing business. To prepare an application, prepare a finalised business plan, the financing plan, job forecasts and material useful for the selection interview. The criteria and conditions below come from the catalogue and must be compared with the up-to-date official rules.
Prêt d’honneur Réseau Entreprendre Maine & Loire aims to help founders and buyers emerge and succeed by securing their project for the long term and consolidating their skills as business owners, through: individual, personalised support from an experienced, active entrepreneur for 2 years with monthly meetings; collective support with monthly discussions for 2 years on a range of essential topics for first-time entrepreneurs; financing in the form of an honour loan to top up the entrepreneur’s equity. In practice, the scheme covers the start-up, takeover or development of a business with growth and job potential. Before including it in your financing plan, check the area covered (local scheme), the company’s profile and the current financial terms.
Funded by Financeurs privés
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Beneficiaries mentioned in the catalogue: for start-up and takeover projects (acquiring and consolidating your skills as a business owner): first-time entrepreneurs — founders (for less than 3 years) or buyers (for less than 6 months); majority shareholders; a structured business plan or an accepted promise of sale; capital of at least €5,000 and a personal contribution of at least €15,000; enough development potential to envisage job creation — at least 5 jobs within 3 years; additional financing through the banking system or Bpifrance. For growth projects (a structuring development project to move up a level or change scale and become a substantial SME): revenue of at least €500,000 and a workforce of at least 5.
Eligibility conditions
The detailed conditions are not specified in the information available. Ask the funder for the admission criteria, exclusions, mandatory co-financing, combination rules and any deadline.
What the scheme covers
Operations and exclusions mentioned in the catalogue: start-up or takeover of SMEs/SMIs that create jobs and have strong development potential; creation of a start-up with strong development potential; creation of a business in the social and solidarity economy (ESS); growth or development of an existing business.
Amount and funding terms
Amount and terms listed in the catalogue: an interest-free, unsecured honour loan granted personally, of €15,000 to €50,000 and repayable over 5 years.
How to apply
1. Check that the company, the area and the project fall within the scope of Prêt d’honneur Réseau Entreprendre Maine & Loire. 2. Identify the costs or needs that can be financed and the exclusions. 3. Build a complete financing plan, including the required contributions and co-financing. 4. Prepare the accounts, forecasts, quotes and documents specific to the operation. 5. Have the written terms of the loan — rate, term, deferral, fees, guarantees and repayment conditions — confirmed before any decision.
Timeline
The opening timetable and deadline are not confirmed by the information available. Ask the funder for the deadlines, the review time and the rule on when the operation may start.
Key facts
- Funder
- Financeurs privés
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €50,000
- Automatically extracted — check the official source
- Minimum amount
- €15,000
- Automatically extracted — check the official source
- Geographic scope
- Pays de la Loire
Frequently asked questions
What need does Prêt d’honneur Réseau Entreprendre Maine & Loire cover?
The start-up, takeover or development of a business with growth and job potential.
How much can be obtained?
Amount and terms listed in the catalogue: an interest-free, unsecured honour loan granted personally, of €15,000 to €50,000 and repayable over 5 years.
Which companies can apply?
Beneficiaries mentioned in the catalogue: for start-up and takeover projects (acquiring and consolidating your skills as a business owner): first-time entrepreneurs — founders (for less than 3 years) or buyers (for less than 6 months); majority shareholders; a structured business plan or an accepted promise of sale; capital of at least €5,000 and a personal contribution of at least €15,000; enough development potential to envisage job creation — at least 5 jobs within 3 years; additional financing through the banking system or Bpifrance. For growth projects (a structuring development project to move up a level or change scale and become a substantial SME): revenue of at least €500,000 and a workforce of at least 5.
What should I prepare first?
Prepare a finalised business plan, the financing plan, job forecasts and material useful for the selection interview. Then check the official documents required.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Other grants from Financeurs privés
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.