FOSTER Loan — Région Occitanie
FOSTER tools can help finance tangible or intangible investment, working capital requirements, an innovative project or an ecological, industrial or digital transition. The Region indicates that the schemes are for micro-businesses and SMEs and for agricultural, forestry and agri-food businesses in Occitanie. For an innovative project, the conditions of the interest-free loan must be checked with the dedicated operator.
FOSTER Région Occitanie brings together several tools designed to make it easier for regional businesses to access financing. The Region presents in particular a free bank loan guarantee and an interest-free honour loan for young innovative companies. It is therefore not a single loan with universal amounts and criteria: the solution depends on the company’s profile, the project and the financial operator.
Funded by Région Occitanie, Union européenne
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Who can apply
The Region presents FOSTER as available to micro-businesses and SMEs and to agricultural, forestry and agri-food businesses in Occitanie, depending on the tool requested and the nature of the project. The innovation honour loan is more specifically for young innovative companies. The maximum age of eight years mentioned in the catalogue must be checked with the operator.
Eligibility conditions
FOSTER tools are implemented by selected financial operators. The bank guarantee is requested through the bank or a financial institution; the innovation honour loan follows its own procedure. Criteria depend on the tool, sector, project and the applicant’s profile. The Region advises going through the Hub Entreprendre or contacting a regional adviser.
What the scheme covers
According to the Region, the tools can help finance tangible and intangible investment, working capital requirements and ecological, environmental, industrial, agricultural, societal or digital transition projects. The innovation honour loan targets financing innovative projects. Have eligible costs confirmed for the chosen tool.
Amount and funding terms
The catalogue entry mentions, for the innovation loan, up to €50,000 per partner and €100,000 per project, over 12 to 60 months with a deferral of up to 12 months. The Region’s current page describes several separate FOSTER tools — a bank guarantee and an innovation honour loan — with different parameters. Do not apply the catalogue amounts to all components: confirm the amount and conditions with the relevant operator.
How to apply
First identify the need: a bank loan guarantee or an innovation honour loan. Consult the FOSTER page and the Hub Entreprendre Occitanie, then contact your bank or the operator of the honour loan. Ask for the list of documents, the criteria and the financial terms applicable to your project.
Timeline
The Region presents FOSTER as a set of available financial tools. However, the availability and terms of each component must be confirmed with the operator before applying.
Key facts
- Funder
- Région Occitanie, Union européenne
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €100,000
- Automatically extracted — check the official source
- Geographic scope
- Occitanie
Frequently asked questions
Who is this aid for?
The Region presents FOSTER as available to micro-businesses and SMEs and to agricultural, forestry and agri-food businesses in Occitanie, depending on the tool requested and the nature of the project. The innovation honour loan is more specifically for young innovative companies. The maximum age of eight years mentioned in the catalogue must be checked with the operator.
What amount or rate can be obtained?
The catalogue entry mentions, for the innovation loan, up to €50,000 per partner and €100,000 per project, over 12 to 60 months with a deferral of up to 12 months. The Region’s current page describes several separate FOSTER tools — a bank guarantee and an innovation honour loan — with different parameters. Do not apply the catalogue amounts to all components: confirm the amount and conditions with the relevant operator.
Which conditions should I check?
FOSTER tools are implemented by selected financial operators. The bank guarantee is requested through the bank or a financial institution; the innovation honour loan follows its own procedure. Criteria depend on the tool, sector, project and the applicant’s profile. The Region advises going through the Hub Entreprendre or contacting a regional adviser.
Which costs or operations are covered?
According to the Region, the tools can help finance tangible and intangible investment, working capital requirements and ecological, environmental, industrial, agricultural, societal or digital transition projects. The innovation honour loan targets financing innovative projects. Have eligible costs confirmed for the chosen tool.
Official source
No official URL is available in our data for this grant.
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