FOSTER Guarantee — Région Occitanie
An Occitanie regional scheme linked to FOSTER to make it easier for small businesses to obtain financing, including bank guarantees. Caps, duration, beneficiaries and fees must be confirmed with the operator.
The FOSTER guarantee is presented on the Occitanie regional portal as a tool to make it easier for small businesses to access financing, through loan guarantees and other forms of support depending on the FOSTER strand. The detailed criteria are not all set out in the catalogue, so the rates and conditions must be confirmed directly with the Region or Bpifrance.
Funded by Région Occitanie, Union européenne
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Who can apply
Farm operators and agricultural businesses; small enterprises; medium-sized enterprises.
Eligibility conditions
The catalogue targets in particular small businesses, young innovative companies, micro-businesses and SMEs, and farms/agricultural businesses. The exact eligibility criteria, sector exclusions and guarantee terms must be confirmed by the fund manager.
What the scheme covers
Start-up, development or business transfer projects for which bank financing may require enhanced guarantee cover.
Amount and funding terms
The catalogue mentions a guarantee covering 80% of the loan, for a term of 12 to 120 months. These parameters must be confirmed: obtain the product sheet and current conditions from the operator.
How to apply
1. Identify the financing need and check that the project matches the scheme’s purpose. 2. Contact the operator or partner bank to confirm eligibility and the current status. 3. Obtain the official scheme sheet, rules and list of supporting documents. 4. Prepare the financing plan and company documents. 5. Do not commit costs or sign a contract before confirming the applicable rules.
Timeline
No application period is given. Check the current availability with the Occitanie Region or Bpifrance.
Key facts
- Funder
- Région Occitanie, Union européenne
- Type of funding
- Grant
- Status
- Ongoing
- Funding rate
- 80%
- Automatically extracted — check the official source
- Geographic scope
- Occitanie
Frequently asked questions
Is the FOSTER guarantee a grant?
The catalogue describes it as a loan guarantee; it aims to make it easier to obtain credit and should not be treated as a direct grant.
What guarantee coverage does the catalogue mention?
The catalogue mentions 80%, but this must be confirmed with the operator.
Which beneficiaries are targeted?
The catalogue mentions in particular micro-businesses, SMEs and agricultural businesses; the precise criteria and exclusions must be confirmed.
Where can I check the terms?
With the Occitanie Region and Bpifrance, by asking for the up-to-date FOSTER sheet, the contractual conditions and the set-up procedure.
Official source
No official URL is available in our data for this grant.
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