LoanOngoing
Bpifrance, Région Hauts-de-France logo

Regional Revitalisation Loan — Hauts-de-France

The catalogue entry mentions a loan of €80,000 to €400,000, capped at equity and quasi-equity, over 7 years with a 24-month capital deferral. It targets certain independent SMEs and mid-caps more than three years old, with 10 to 500 employees, established or setting up in Hauts-de-France. The programme can cover development, the takeover of a sound establishment or a change of process.

The Prêt Régional de Revitalisation Hauts-de-France is listed as a tool supporting job-creating investment and the takeover of sound establishments. The catalogue entry targets established companies and requires matching financing. The thresholds and terms must be confirmed with Bpifrance and the Region before preparing an application.

Funded by Bpifrance, Région Hauts-de-France

Check my eligibility for public grants

Run a personalised scan to identify the public grants and funding your company may be able to access.

Who can apply

The catalogue entry targets SMEs under the EU definition and independent mid-caps, created more than three years ago, with 10 to 500 employees and established or setting up in Hauts-de-France. It excludes in particular companies in difficulty under EU rules and brand-new start-ups, with an exception described for certain takeovers of sound establishments. Confirm the current criteria.

Eligibility conditions

The catalogue provides for matching financing of 1 to 1, through a bank loan of at least four years, contributions from shareholders or investment companies, or quasi-equity. The financing must relate to the same development programme carried out within the last six months. Check the applicable period, any guarantees and exclusions with the funder.

What the scheme covers

The operations listed are business development, takeover of sound establishments with fewer than 500 employees, a fundamental change in the production process, diversification and strengthening working capital. Financial restructuring is listed as excluded in the catalogue entry.

Amount and funding terms

Catalogue parameters: €80,000 to €400,000, within the limit of equity and quasi-equity, over 7 years with a 24-month capital deferral, with no security on the company’s assets or the manager’s personal assets. The entry mentions death and disability insurance in some cases and matching financing of 1 to 1. Have all terms confirmed by Bpifrance.

How to apply

Present to Bpifrance the company’s location, headcount, accounts, expected jobs, development programme and partner financing. For a takeover, include details of the establishment being acquired and its activity. Ask for the current version of the rules and the application timetable.

Timeline

The entry comes from the Bpifrance catalogue; whether it is currently open and has an available budget remains to be confirmed. Check this before treating it as an available scheme.

Key facts

Funder
Bpifrance, Région Hauts-de-France
Type of funding
Loan
Status
Ongoing
Maximum amount
€400,000
Automatically extracted — check the official source
Minimum amount
€80,000
Automatically extracted — check the official source
Geographic scope
Hauts-de-France

Frequently asked questions

Who is this scheme for?

The catalogue entry targets SMEs under the EU definition and independent mid-caps, created more than three years ago, with 10 to 500 employees and established or setting up in Hauts-de-France. It excludes in particular companies in difficulty under EU rules and brand-new start-ups, with an exception described for certain takeovers of sound establishments. Confirm the current criteria.

What amount or rate can be obtained?

Catalogue parameters: €80,000 to €400,000, within the limit of equity and quasi-equity, over 7 years with a 24-month capital deferral, with no security on the company’s assets or the manager’s personal assets. The entry mentions death and disability insurance in some cases and matching financing of 1 to 1. Have all terms confirmed by Bpifrance.

Which conditions should I check?

The catalogue provides for matching financing of 1 to 1, through a bank loan of at least four years, contributions from shareholders or investment companies, or quasi-equity. The financing must relate to the same development programme carried out within the last six months. Check the applicable period, any guarantees and exclusions with the funder.

Which costs or operations are covered?

The operations listed are business development, takeover of sound establishments with fewer than 500 employees, a fundamental change in the production process, diversification and strengthening working capital. Financial restructuring is listed as excluded in the catalogue entry.

Official source

No official URL is available in our data for this grant.

Other grants of type “loan”

Other grants from Bpifrance, Région Hauts-de-France

Related needs and funding

Discover the funding that fits your company

Check your eligibility for public grants

This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.

See the opportunities identified by the scan, then access your personalised report.