Micro-enterprise Growth Loan — Hauts-de-France
The catalogue states a loan of €10,000 to €50,000, with no security or personal guarantee, over five years with no repayments during the first year. It targets small businesses more than three years old with fewer than fifty employees, excluding certain financial, property and agricultural activities and sole traders. Matching financing of at least an equivalent amount is required.
Do you run a small business in Hauts-de-France and are you preparing a structuring investment, a new hire or an increase in working capital needs? The catalogue describes the Prêt Croissance TPE as participating financing combined with additional financing. First check that the product is still offered and that your company meets the current criteria.
Funded by Bpifrance, Région Hauts-de-France
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
The catalogue targets small businesses with fewer than fifty employees, created more than three years ago. It excludes sole traders, financial intermediation, property development and rental, and certain agricultural activities. Check the exact criteria and any changes to the offer.
Eligibility conditions
The catalogue provides for matching financing of at least an equivalent amount: bank loan, equity or quasi-equity contributions, participating loans, convertible bonds or crowdfunding. Financial restructuring and business transfers are excluded. Co-financing must be confirmed under the current offer.
What the scheme covers
The costs described include compliance upgrades, environmental and safety costs, training, relocation, sales recruitment, prospecting, advertising, fit-out, IT equipment and the increase in working capital generated by development. Restructuring and business transfers are not eligible according to the catalogue.
Amount and funding terms
The catalogue mentions a loan of €10,000 to €50,000, with no security or personal guarantee, over five years with no repayments in the first year. The amount is stated as limited to equity or quasi-equity. Confirm the current conditions, rate and availability with the managing body.
How to apply
Contact the Hauts-de-France Region or the managing body shown on the official page to confirm that the product is still open. Prepare the balance sheets, investment programme, quotes, cash-flow forecast and details of the additional financing. Check the exclusions before applying.
Timeline
Status and application timetable to be confirmed with the Region or the managing body; do not assume the offer is open on the basis of the catalogue alone.
Key facts
- Funder
- Bpifrance, Région Hauts-de-France
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €50,000
- Automatically extracted — check the official source
- Minimum amount
- €10,000
- Automatically extracted — check the official source
- Geographic scope
- Hauts-de-France
Frequently asked questions
What amount is mentioned?
€10,000 to €50,000, over five years according to the catalogue, to be confirmed in the current offer.
Is co-financing mandatory?
Yes, the catalogue requires matching financing at least equal to the loan.
Is a sole trader eligible?
The catalogue states that sole traders are excluded; check the current rule with the funder.
Official source
No official URL is available in our data for this grant.
Other grants of type “loan”
Other grants from Bpifrance, Région Hauts-de-France
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.