Prêt Territorial Région Guadeloupe (Guadeloupe regional territorial loan)
The catalogue entry mentions a loan of €10,000 to €300,000, over 5 to 7 years with a 1- to 2-year capital deferral. It targets micro-businesses and SMEs more than three years old and lists several sector and legal-form exclusions. The exact costs and conditions must be confirmed in the official rules.
The Prêt Territorial Région Guadeloupe is listed as a financing solution for micro-businesses and SMEs that want to grow their business or deal with a temporary weakness. This cyclical need must be distinguished from a structural difficulty, and the financing linked to a specific project. The amounts and criteria in the catalogue entry must be confirmed with the operator before applying.
Funded by Bpifrance, Région Guadeloupe
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Who can apply
The entry targets micro-businesses and SMEs more than three years old. It lists exclusions notably for property holding companies (SCI), sole traders, financial intermediation, property development and rental, and certain agricultural businesses depending on their NAF code and revenue, with forestry exceptions specified in the catalogue. Have the current list and the treatment of your NAF code confirmed.
Eligibility conditions
The loan is described as intended for a cash need following a cyclical difficulty, or for a development project. The application must therefore explain the origin of the need, its duration, the plan to return to balance and/or the expected effects of the investment. Check the co-financing conditions, solvency criteria and exclusions in the current rules.
What the scheme covers
The entry mentions cash needs linked to resuming activity after a cyclical difficulty or temporary weakness, as well as needs linked to a development project. The precise eligible costs are not detailed enough: have the treatment of working capital, investments and costs already incurred confirmed.
Amount and funding terms
Catalogue parameters: €10,000 to €300,000, over 5 to 7 years with a 1- to 2-year capital deferral. The catalogue does not confirm the rate, fees or remaining budget. Ask the operator for an updated simulation and the conditions applicable on the date of application.
How to apply
Contact the regional operator before finalising your application. Prepare the accounts, a cash-flow plan, an explanation of the temporary difficulty or development project, quotes and forecasts. Have the company’s eligibility, the NAF-code exclusions and the required documents confirmed.
Timeline
Availability and the remaining budget remain to be confirmed. Check the status of the scheme and the application procedure with the funder before treating it as open.
Key facts
- Funder
- Bpifrance, Région Guadeloupe
- Type of funding
- Loan
- Status
- Ongoing
- Geographic scope
- Guadeloupe
Frequently asked questions
Who is this scheme for?
The entry targets micro-businesses and SMEs more than three years old. It lists exclusions notably for property holding companies (SCI), sole traders, financial intermediation, property development and rental, and certain agricultural businesses depending on their NAF code and revenue, with forestry exceptions specified in the catalogue. Have the current list and the treatment of your NAF code confirmed.
What amount or rate can be obtained?
Catalogue parameters: €10,000 to €300,000, over 5 to 7 years with a 1- to 2-year capital deferral. The catalogue does not confirm the rate, fees or remaining budget. Ask the operator for an updated simulation and the conditions applicable on the date of application.
Which conditions should I check?
The loan is described as intended for a cash need following a cyclical difficulty, or for a development project. The application must therefore explain the origin of the need, its duration, the plan to return to balance and/or the expected effects of the investment. Check the co-financing conditions, solvency criteria and exclusions in the current rules.
Which costs or operations are covered?
The entry mentions cash needs linked to resuming activity after a cyclical difficulty or temporary weakness, as well as needs linked to a development project. The precise eligible costs are not detailed enough: have the treatment of working capital, investments and costs already incurred confirmed.
Official source
No official URL is available in our data for this grant.
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