Micro-enterprise Loan
The historical fiche mentions a loan of €5,000 to €15,000, repayable over three years, or four years with a deferral of up to twelve months. It targets independent businesses more than two years old, with turnover of between €50,000 and €2 million. The costs cited cover certain equipment and working capital linked to a development project.
A small business may need to fund equipment, fit-out works or extra stock without immediately increasing its repayments. The Région Sud catalogue fiche presents the Prêt TPE as a zero-rate loan, with no personal guarantee, for certain established businesses. The current parameters and opening must be checked on the Region’s official page.
Funded by Région Sud Provence-Alpes-Côte d'Azur
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Who can apply
The fiche mentions independent businesses within the EU meaning, more than two years old, with turnover in the previous year above €50,000 and up to €2 million, up to date with social security and tax obligations subject to authorised deferrals. Excluded in particular: property or financial activities, certain agricultural, fishing and aquaculture activities, regulated liberal professions and public bodies. Check the current list.
Eligibility conditions
The project must correspond to an investment or cash need linked to the business’s development or recovery. The catalogue fiche alone does not detail all the current conditions. Have the business’s independence within the EU meaning, sector exclusions, any additional contribution and the application procedure confirmed.
What the scheme covers
Costs mentioned: tangible and intangible fixed assets such as IT equipment, furniture, office equipment, fit-out, machinery and tools. The loan may also cover working capital linked to the project: rebuilding stocks, restocking raw materials and consumables, or supplier and subcontractor debts. Check the eligible list and supporting documents.
Amount and funding terms
Historical catalogue parameters: €5,000 to €15,000, at zero rate, with no personal guarantee or surety, over 3 years, or 4 years if a capital deferral of up to 12 months is granted. An additional contribution is presented as recommended. Confirm the amount, term, conditions and available funds with the Région Sud.
How to apply
Consult the Région Sud’s official “Mon prêt TPE” page and check that the scheme is still open. Prepare the accounts, the previous year’s turnover, the quotes, the cash need and the repayment plan. Ask for the eligibility conditions and the current procedure before applying.
Timeline
The Région Sud’s official fiche is the reference for checking whether the loan is currently available, any deadlines and the application procedures.
Key facts
- Funder
- Région Sud Provence-Alpes-Côte d'Azur
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €15,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Provence-Alpes-Côte d'Azur
Frequently asked questions
Who is this aid for?
The fiche mentions independent businesses within the EU meaning, more than two years old, with turnover in the previous year above €50,000 and up to €2 million, up to date with social security and tax obligations subject to authorised deferrals. Excluded in particular: property or financial activities, certain agricultural, fishing and aquaculture activities, regulated liberal professions and public bodies. Check the current list.
What amount or rate can be obtained?
Historical catalogue parameters: €5,000 to €15,000, at zero rate, with no personal guarantee or surety, over 3 years, or 4 years if a capital deferral of up to 12 months is granted. An additional contribution is presented as recommended. Confirm the amount, term, conditions and available funds with the Région Sud.
Which conditions should be checked?
The project must correspond to an investment or cash need linked to the business’s development or recovery. The catalogue fiche alone does not detail all the current conditions. Have the business’s independence within the EU meaning, sector exclusions, any additional contribution and the application procedure confirmed.
Which costs or operations are covered?
Costs mentioned: tangible and intangible fixed assets such as IT equipment, furniture, office equipment, fit-out, machinery and tools. The loan may also cover working capital linked to the project: rebuilding stocks, restocking raw materials and consumables, or supplier and subcontractor debts. Check the eligible list and supporting documents.
Official source
No official URL is available in our data for this grant.
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