SIAGI - Garantie Création
Amount or form of support: overall guarantee cover: 20% to 70% (with a co-guarantor or counter-guarantor). Amount of the guaranteed loan: €5,000 to €4,000,000. Term: the SIAGI guarantee is granted either for the duration of the guaranteed loan or for a shorter period, up to a maximum of 15 years. Targeted costs or operations: business start-up. Point of attention: check the current offer with SIAGI and your bank.
SIAGI provides its partner banks with its guarantee and expertise in financing small businesses. It is aimed in particular at: businesses with fewer than 50 employees and revenue below €15 million or a balance sheet total below €7.5 million, based in mainland France or the euro-zone overseas territories, in crafts, retail, industry, services, liberal professions, agriculture or associations. Geographical scope indicated: national aid.
Funded by SIAGI
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Who can apply
Businesses with fewer than 50 employees AND with revenue below €15 million or a balance sheet total below €7.5 million, whose registered office is located in mainland France or in the euro-zone outermost regions (Martinique, Guadeloupe, French Guiana, Réunion, Saint-Martin) or in the euro-zone overseas countries and territories (Saint-Pierre-et-Miquelon, Saint-Barthélemy — not subject to the VAT regime). Eligible sectors: crafts; retail, including associated retail; industry; services; liberal professions; agricultural businesses; associations.
Eligibility conditions
The SIAGI Création guarantee covers business start-up projects, including certain start-ups led by an existing company. SIAGI notably examines the sector of activity, the legal structure, the project and the bank financing requested. The general criteria published for its guarantees cover small businesses and several local sectors, but eligibility depends on the exact offer and the application. Present the bank with a financing plan, start-up needs and activity forecasts; it can request the SIAGI guarantee and confirm the conditions in force.
What the scheme covers
Business start-up.
Amount and funding terms
Overall guarantee cover: 20% to 70% (with a co-guarantor or counter-guarantor). Amount of the guaranteed loan: €5,000 to €4,000,000. Term: the SIAGI guarantee is granted either for the duration of the guaranteed loan or for a shorter period, up to a maximum of 15 years.
How to apply
To use “SIAGI - Garantie Création”, start by checking that your company and project meet the criteria indicated. Then prepare a project description, a forecast budget and the administrative documents requested by the managing body. Before committing any costs, confirm the application timetable and eligibility rules in the official documents.
Timeline
No usable end date is recorded in the information available. Do not interpret this as a permanently open scheme: check the timetable and status of the scheme in the official source before planning an application date.
Key facts
- Funder
- SIAGI
- Type of funding
- Guarantee
- Status
- Ongoing
- Maximum amount
- €4,000,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Funding rate
- 70%
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
Can my company benefit from this scheme?
Businesses with fewer than 50 employees AND with revenue below €15 million or a balance sheet total below €7.5 million, whose registered office is located in mainland France or in the euro-zone outermost regions (Martinique, Guadeloupe, French Guiana, Réunion, Saint-Martin) or in the euro-zone overseas countries and territories (Saint-Pierre-et-Miquelon, Saint-Barthélemy — not subject to the VAT regime). Eligible sectors: crafts; retail, including associated retail; industry; services; liberal professions; agricultural businesses; associations.
Which costs or operations can be supported?
Business start-up.
What amount can I obtain and when should I apply?
Overall guarantee cover: 20% to 70% (with a co-guarantor or counter-guarantor). Amount of the guaranteed loan: €5,000 to €4,000,000. Term: the SIAGI guarantee is granted either for the duration of the guaranteed loan or for a shorter period, up to a maximum of 15 years. Check with the managing body that the scheme’s dates and status are still valid.
Official source
No official URL is available in our data for this grant.
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