GuaranteeOngoing
SIAGI logo

SIAGI - Garantie Reprise

Amount or form of support: overall guarantee cover: 20% to 70% (with a co-guarantor or counter-guarantor). Amount of the guaranteed loan: €5,000 to €4,000,000. Term: the SIAGI guarantee is granted either for the duration of the guaranteed loan or for a shorter period, up to a maximum of 15 years. Targeted costs or operations: business takeover. Point of attention: check the current offer with SIAGI and your bank.

SIAGI provides its partner banks with its guarantee and expertise in financing small businesses. It is aimed in particular at: businesses with fewer than 50 employees and revenue below €15 million or a balance sheet total below €7.5 million, based in mainland France or the euro-zone overseas territories, in crafts, retail, industry, services, liberal professions, agriculture or associations. Geographical scope indicated: national aid.

Funded by SIAGI

Check my eligibility for public grants

Run a personalised scan to identify the public grants and funding your company may be able to access.

Who can apply

Businesses with fewer than 50 employees AND with revenue below €15 million or a balance sheet total below €7.5 million, whose registered office is located in mainland France or in the euro-zone outermost regions (Martinique, Guadeloupe, French Guiana, Réunion, Saint-Martin) or in the euro-zone overseas countries and territories (Saint-Pierre-et-Miquelon, Saint-Barthélemy — not subject to the VAT regime). Eligible sectors: crafts; retail, including associated retail; industry; services; liberal professions; agricultural businesses; associations.

Eligibility conditions

The SIAGI Reprise guarantee can support the financing of the acquisition of an existing business, whether the takeover concerns a business asset or shares, where the buyer actually takes over the management of the company. The amount, loan term and guarantee cover depend on the financing and on the bank’s and SIAGI’s analysis of the application. Prepare the takeover project, the price and financing plan, the target’s accounts and post-takeover forecasts; have the offer and security requested confirmed before signing.

What the scheme covers

Business takeover.

Amount and funding terms

Overall guarantee cover: 20% to 70% (with a co-guarantor or counter-guarantor). Amount of the guaranteed loan: €5,000 to €4,000,000. Term: the SIAGI guarantee is granted either for the duration of the guaranteed loan or for a shorter period, up to a maximum of 15 years.

How to apply

To use “SIAGI - Garantie Reprise”, start by checking that your company and project meet the criteria indicated. Then prepare a project description, a forecast budget and the administrative documents requested by the managing body. Before committing any costs, confirm the application timetable and eligibility rules in the official documents.

Timeline

No usable end date is recorded in the information available. Do not interpret this as a permanently open scheme: check the timetable and status of the scheme in the official source before planning an application date.

Key facts

Funder
SIAGI
Type of funding
Guarantee
Status
Ongoing
Maximum amount
€4,000,000
Automatically extracted — check the official source
Minimum amount
€5,000
Automatically extracted — check the official source
Funding rate
70%
Automatically extracted — check the official source
Geographic scope
All of France

Frequently asked questions

Can my company benefit from this scheme?

Businesses with fewer than 50 employees AND with revenue below €15 million or a balance sheet total below €7.5 million, whose registered office is located in mainland France or in the euro-zone outermost regions (Martinique, Guadeloupe, French Guiana, Réunion, Saint-Martin) or in the euro-zone overseas countries and territories (Saint-Pierre-et-Miquelon, Saint-Barthélemy — not subject to the VAT regime). Eligible sectors: crafts; retail, including associated retail; industry; services; liberal professions; agricultural businesses; associations.

Which costs or operations can be supported?

Business takeover.

What amount can I obtain and when should I apply?

Overall guarantee cover: 20% to 70% (with a co-guarantor or counter-guarantor). Amount of the guaranteed loan: €5,000 to €4,000,000. Term: the SIAGI guarantee is granted either for the duration of the guaranteed loan or for a shorter period, up to a maximum of 15 years. Check with the managing body that the scheme’s dates and status are still valid.

Official source

No official URL is available in our data for this grant.

Other grants of type “guarantee”

Other grants from SIAGI

Related needs and funding

Discover the funding that fits your company

Check your eligibility for public grants

This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.

See the opportunities identified by the scan, then access your personalised report.