SIAGI - Renforcement de la trésorerie
Amount or form of support: loan guarantee from €15,000 to €150,000, with a maximum outstanding loan amount of €150,000 per business; over 2 to 7 years with a deferral of up to 12 months; with guarantee cover of 20% to 70%. Targeted costs or operations: loans to finance an increase in working capital requirements; consolidation of existing short-term loans; personal loans to managers for equity contributions. Point of attention: check the current offer with SIAGI and your bank.
Strengthen businesses’ cash position. It is aimed in particular at: businesses based in mainland France or the euro-zone overseas territories, created more than 3 years ago with two complete balance sheets, with fewer than 50 employees and revenue below €15 million or a balance sheet total below €7.5 million. Geographical scope indicated: national aid.
Funded by SIAGI
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Who can apply
Businesses whose registered office is located in mainland France or the euro-zone outermost regions (Martinique, Guadeloupe, French Guiana, Réunion, Saint-Martin) or the euro-zone overseas countries and territories (Saint-Pierre-et-Miquelon, Saint-Barthélemy — not subject to the VAT regime); created more than 3 years ago and with two complete balance sheets; with fewer than 50 employees AND revenue below €15 million or a balance sheet total below €7.5 million.
Eligibility conditions
The SIAGI cash-strengthening offer targets businesses created more than three years ago with two complete balance sheets, fewer than 50 employees and annual revenue not exceeding €15 million or a balance sheet total not exceeding €7.5 million. It can guarantee a loan to finance an increase in working capital requirements, consolidate certain short-term loans without reducing overall bank lending, or finance an equity contribution by the manager. The published amount ranges from €15,000 to €150,000, over two to seven years, with a possible deferral of up to 12 months. The bank and SIAGI must confirm eligibility and the chosen structure.
What the scheme covers
Loans to finance an increase in working capital requirements; consolidation of existing short-term loans; personal loans to managers for equity contributions.
Amount and funding terms
Loan guarantee from €15,000 to €150,000, with a maximum outstanding loan amount of €150,000 per business; over 2 to 7 years with a deferral of up to 12 months; with guarantee cover of 20% to 70%.
How to apply
To use “SIAGI - Renforcement de la trésorerie”, start by checking that your company and project meet the criteria indicated. Then prepare a project description, a forecast budget and the administrative documents requested by the managing body. Before committing any costs, confirm the application timetable and eligibility rules in the official documents.
Timeline
No usable end date is recorded in the information available. Do not interpret this as a permanently open scheme: check the timetable and status of the scheme in the official source before planning an application date.
Key facts
- Funder
- SIAGI
- Type of funding
- Guarantee
- Status
- Ongoing
- Maximum amount
- €150,000
- Automatically extracted — check the official source
- Minimum amount
- €15,000
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
Can my company benefit from this scheme?
Businesses whose registered office is located in mainland France or the euro-zone outermost regions (Martinique, Guadeloupe, French Guiana, Réunion, Saint-Martin) or the euro-zone overseas countries and territories (Saint-Pierre-et-Miquelon, Saint-Barthélemy — not subject to the VAT regime); created more than 3 years ago and with two complete balance sheets; with fewer than 50 employees AND revenue below €15 million or a balance sheet total below €7.5 million.
Which costs or operations can be supported?
Loans to finance an increase in working capital requirements; consolidation of existing short-term loans; personal loans to managers for equity contributions.
What amount can I obtain and when should I apply?
Loan guarantee from €15,000 to €150,000, with a maximum outstanding loan amount of €150,000 per business; over 2 to 7 years with a deferral of up to 12 months; with guarantee cover of 20% to 70%. Check with the managing body that the scheme’s dates and status are still valid.
Official source
No official URL is available in our data for this grant.
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