First Aid Fund F1PS
Purpose: Supporting businesses facing unexpected financial events. Beneficiaries mentioned in the catalogue: businesses: with up to 25 employees; with turnover above €50,000; registered in the RNE; at least 3 years old. The funding arrangements and selection criteria must be compared with the applicable official version.
The “Fonds 1er secours F1PS (first-aid fund)” fiche is listed as territorial aid. The catalogue describes its purpose as follows: Supporting businesses facing unexpected financial events. The title alone does not establish eligibility: identify the applicable action sheet and confirm the eligible costs, selection criteria, state aid regime and whether the procedure is actually open.
Funded by Région Hauts-de-France
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Who can apply
Beneficiaries indicated in the catalogue: businesses: with up to 25 employees; with turnover above €50,000; registered in the RNE; at least 3 years old; showing a fall in turnover of at least 15% over the last 6 months and/or bad debts equivalent to 5% of turnover and/or an increase in working capital requirements of at least 15% over the last 6 months. Excluded in particular: regulated, liberal or similar professions, associations under the 1901 law, financial and property activities, and businesses in primary agricultural production, fishing and aquaculture. Check the legal form, size, activity, area, technical and financial capacity and the exclusions set out in the official rules.
Eligibility conditions
Conditions available in the catalogue: before any application for a first-aid loan, the business must meet a representative of the Commercial Court it reports to. Only this representative is authorised to prescribe the loan. They are not enough to confirm eligibility. Check the action sheet or rules in force, exclusions, combination rules, selection criteria and any obligation to apply before committing.
What the scheme covers
Operations or costs mentioned: this scheme supports businesses facing difficulties deemed surmountable, for example due to a sharp fall in turnover or a “cash crunch”. Eligible costs: working capital requirements linked to the restructuring plan; tangible investments (excluding property) linked to the restructuring plan; intangible investments (patents, software, ERP, etc.) linked to the restructuring plan. Check eligible costs, indirect costs, supporting documents, any minimum thresholds and exclusions before committing to the project.
Amount and funding terms
The catalogue indicates: Loan over 36 months, of between €5,000 and €50,000. The interest rate is the three-month Euribor (+150 basis points) with a floor of 1.5%. This catalogue information is neither a promise of award nor confirmation of the applicable rate; check the public aid rate, the European share, caps, eligible costs and combination rules.
How to apply
1) Identify the managing authority or financial partner. 2) Obtain the action sheet/rules in force. 3) Check the beneficiary, the project, eligible costs, the rate/cap, combination rules and the timetable. 4) Confirm the procedure and documents before any commitment. Ask the relevant authority for confirmation.
Timeline
No usable end date is recorded; confirm the timetable with the managing authority. Confirm the deadline, the status of the call and budget availability with the managing authority or financial partner.
Key facts
- Funder
- Région Hauts-de-France
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €50,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Hauts-de-France
Frequently asked questions
What is the Fonds 1er secours F1PS (first-aid fund) scheme for?
The catalogue describes the following objective: supporting businesses facing unexpected financial events. Check that the actual project falls within the scope of the applicable action sheet or financial product.
Who can benefit and what are the exclusions?
The catalogue mentions: businesses: with up to 25 employees; with turnover above €50,000; registered in the RNE; at least 3 years old; showing a fall in turnover of at least 15% over the last 6 months and/or bad debts equivalent to 5% of turnover and/or an increase in working capital requirements of at least 15% over the last 6 months. Excluded in particular: regulated, liberal or similar professions… Eligibility also depends on the area, size and legal form, type of project and exclusions in the rules in force.
What amount or funding rate is provided?
Loan over 36 months, of between €5,000 and €50,000. The interest rate is the three-month Euribor (+150 basis points) with a floor of 1.5%. Amounts and rates must be checked in the applicable action sheet or rules; distinguish European aid, total public aid and bank guarantees.
Is the scheme open and how do I apply?
No usable end date is recorded; confirm the timetable with the managing authority. Confirm the procedure, documents and timetable with the relevant authority before treating the scheme as open.
Official source
No official URL is available in our data for this grant.
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