Impulsion Local Economy — Cash Flow
The catalogue indicates a zero-rate loan capped at €50,000, over four years with a one-year capital repayment deferral. Bank co-financing is mandatory. The scheme notably targets businesses with fewer than 50 employees and turnover below €10 million, subject to the criteria of the rules.
Impulsion Proximité – Cash flow is intended for small Normandy businesses that need to consolidate their cash position within the framework of the rules. It can help absorb a funding gap or stabilise the operating cycle when the business has a credible plan to return to balance. It does not replace a cash-flow diagnosis: you need to explain where the need comes from and show how the loan will be repaid.
Funded by Région Normandie
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Who can apply
Small businesses with fewer than 50 employees and turnover below €10 million, located in Normandy and meeting the criteria of the rules. The application must be supported by an identifiable financial situation and cash need, and a credible plan for funding the need.
Eligibility conditions
The application must explain the cash need, its cause, amount and duration, and the measures taken to restore a sustainable cash cycle. Bank co-financing is required. Check the financial criteria, eligible sectors, excluded costs or needs and the application procedure with AD Normandie before treating the funding as secured.
What the scheme covers
The scheme covers a cash need falling within the rules. It should not be seen as general aid for investment or for writing off debts. The application must match the need with forecast receipts and payments and explain how the loan will be used.
Amount and funding terms
**Zero-rate loan capped at €50,000**, over four years with a one-year capital repayment deferral, according to the referenced rules. Bank co-financing is mandatory. The loan is repayable; the amount available depends on the justified need, the financing plan and the business’s repayment capacity.
How to apply
1. Draw up a monthly cash-flow plan and cost the need. 2. Identify the cause of the gap (late customer payments, seasonality, higher stock or another factor) and the corrective actions. 3. Ask a bank for the required co-financing. 4. Check the rules in force and contact AD Normandie before applying. 5. Plan the repayments after the deferral in the cash-flow plan.
Timeline
The catalogue refers to the Impulsion Proximité rules dated 28 April 2025. Check the applicable version and the current application procedures with AD Normandie.
Key facts
- Funder
- Région Normandie
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €50,000
- Automatically extracted — check the official source
- Geographic scope
- Normandie
Frequently asked questions
Is it a grant?
No, it is a repayable zero-rate loan.
What is the announced cap?
The catalogue indicates up to €50,000, over four years with a one-year capital deferral.
Is a partner bank needed?
Yes, bank co-financing is mandatory according to the catalogue data.
Official source
No official URL is available in our data for this grant.
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