Micro-enterprise Growth Loan — Bretagne
The catalogue mentions a participating loan of €10,000 to €50,000, with no security or personal guarantee, over five years with a one-year repayment deferral. It targets companies more than three years old with three to fifty employees, excluding certain property, financial and agricultural activities. The loan must be matched by at least an equivalent amount of financing.
Do you run a small business in Brittany and are you preparing an investment programme to strengthen its competitiveness? The Prêt Croissance TPE is described as a participating loan (prêt participatif) to support structuring development, with mandatory additional financing alongside it. The catalogue conditions must be confirmed with the Region or Bpifrance before applying.
Funded by Bpifrance, Région Bretagne
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Who can apply
The catalogue targets companies more than three years old with between three and fifty employees. It lists exclusions for property holding companies (SCI), financial intermediation, property development and rental, and certain agricultural activities. The exact criteria must be confirmed in the current offer.
Eligibility conditions
According to the catalogue, financing of at least an equivalent amount is mandatory: bank financing, equity or quasi-equity contributions, or crowdfunding. Financial restructuring and business transfers are excluded. Check the term, form and date of the required co-financing.
What the scheme covers
The catalogue mentions intangible investments (compliance upgrades, environment, safety, training, relocation, sales recruitment and prospecting), tangible investments with little collateral value, and the increase in working capital generated by development. The precise costs must be validated in the current documentation.
Amount and funding terms
The catalogue states a participating loan of €10,000 to €50,000, over five years with a one-year deferral, with no security or personal guarantee. Check the availability of the product, the rate and current financial terms with the managing body; this is repayable financing.
How to apply
Contact the regional department or Bpifrance to confirm that the product is still offered. Prepare two balance sheets, quotes, the investment programme, working capital needs and proof of the matching financing. Have the sector exclusions and repayment terms validated before applying.
Timeline
Current status and application timetable to be confirmed; the catalogue alone does not establish that applications are open.
Key facts
- Funder
- Bpifrance, Région Bretagne
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €50,000
- Automatically extracted — check the official source
- Minimum amount
- €10,000
- Automatically extracted — check the official source
- Geographic scope
- Not specified
Frequently asked questions
What amount is mentioned?
€10,000 to €50,000, over five years with a one-year deferral according to the catalogue, to be confirmed.
Is matching financing required?
Yes, the catalogue indicates matching financing of at least an equivalent amount.
Are business transfers eligible?
They are listed as excluded in the catalogue.
Official source
No official URL is available in our data for this grant.
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