prêt d'honneur IMAD'clik
The catalogue indicates an interest-free honour loan capped at €8,000, with a maximum term of four years including deferral and a deferral of up to four months. The project must fit the target group, be led by an adult living in Martinique and fund investment or start-up cash within the €8,000 limit. The current criteria must be confirmed with IMA.
For some project owners far from employment, the main obstacle to setting up a business is funding the start and accessing suitable support. IMAD’clik is listed by Initiative Martinique Active (IMA) as an interest-free honour loan built into a training and project-structuring pathway. It targets companies still being set up and requires an application before investment begins.
Funded by Financeur non résolu (DGE)
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Who can apply
The page targets adult project owners belonging to the scheme’s target group, with training or experience in the activity, unable to fund the project alone and not subject to a banking ban. The owner must live in Martinique and base the activity there. Certain activities are excluded, notably associations under the 1901 law, financial activities and several regulated professions. Ask the funder for the detailed list.
Eligibility conditions
The project must concern a company being set up and not yet registered, with total investment of €8,000 or less. The beneficiary must have effective control of the company. The loan is part of a support pathway and cannot be used to repay existing loans or tax debts. The committee decides after reviewing the application.
What the scheme covers
The loan can fund start-up cash and new or second-hand equipment investment. It comes with a training pathway, project structuring and business plan preparation, in partnership with the CCIM (Martinique chamber of commerce and industry). Applications must be made before the investment programme is carried out.
Amount and funding terms
Previous parameters: up to €8,000, interest-free, with a maximum term of four years including deferral, and a deferral of up to four months. The page indicates that the project can be funded up to 100%, within the €8,000 limit. Confirm the amount, repayment schedule and applicable conditions with IMA.
How to apply
Contact IMA before registering the business and before making purchases. Prepare the project description, quotes, evidence of belonging to the target group, training or experience, and a budget of €8,000 or less. Ask about the pathway steps and required documents.
Timeline
The application must be made before the investment programme is carried out. Check eligibility, the next support steps and the current conditions with IMA.
Key facts
- Funder
- Financeur non résolu (DGE)
- Type of funding
- Grant
- Status
- Ongoing
- Maximum amount
- €8,000
- Automatically extracted — check the official source
- Geographic scope
- Not specified
Frequently asked questions
Who is this aid for?
The page targets adult project owners belonging to the scheme’s target group, with training or experience in the activity, unable to fund the project alone and not subject to a banking ban. The owner must live in Martinique and base the activity there. Certain activities are excluded, notably associations under the 1901 law, financial activities and several regulated professions. Ask the funder for the detailed list.
What amount or rate can be obtained?
Previous parameters: up to €8,000, interest-free, with a maximum term of four years including deferral, and a deferral of up to four months. The page indicates that the project can be funded up to 100%, within the €8,000 limit. Confirm the amount, repayment schedule and applicable conditions with IMA.
Which conditions should be checked?
The project must concern a company being set up and not yet registered, with total investment of €8,000 or less. The beneficiary must have effective control of the company. The loan is part of a support pathway and cannot be used to repay existing loans or tax debts. The committee decides after reviewing the application.
Which costs or operations are concerned?
The loan can fund start-up cash and new or second-hand equipment investment. It comes with a training pathway, project structuring and business plan preparation, in partnership with the CCIM (Martinique chamber of commerce and industry). Applications must be made before the investment programme is carried out.
Official source
No official URL is available in our data for this grant.
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