prêt d'honneur — Initiative Dombes Val de Saône (IDVS)
The Initiative Dombes Val de Saône prêt d’honneur is repayable personal financing, generally with no interest or personal guarantee. It is not a grant paid to the company: it aims to strengthen the founder’s contribution and the project’s equity. The local platform helps prepare the business plan and financing plan, and the application can then be presented to the approval committee. The scheme covers business start-ups and takeovers in the area covered. The amount and criteria depend on the local track.
Are you preparing to start or take over a business in the area covered by Initiative Dombes Val de Saône? The prêt d’honneur (an interest-free personal loan to the founder) can strengthen your contribution and support negotiations for bank financing. To prepare the application, cost the investments, the cash need and the resources already secured.
Funded by Bpifrance, CC de la Dombes, CC Dombes Saône Vallée, CC Val de Saône Centre, Financeurs privés, Région Auvergne-Rhône-Alpes
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Who can apply
The scheme targets business founders and buyers whose project is located in the area covered by Initiative Dombes Val de Saône. The catalogue lists the following exclusions: financial intermediation and property services. Have their exact scope confirmed by the local platform.
Eligibility conditions
The prêt d’honneur is generally granted to the person leading the project, at zero interest and with no personal guarantee under the network’s usual framework. It strengthens the founder’s contribution and equity but remains repayable. The platform reviews the business plan, equity need, financing plan and economic viability. Local conditions take precedence over the network’s general guidance.
What the scheme covers
The prêt d’honneur contributes to the project’s overall financing plan, according to the costs and needs accepted by the platform. Prepare details of investments, launch costs, stock or working capital needs, and the planned bank financing. Do not treat a cost as eligible without confirmation from the funder.
Amount and funding terms
Terms listed in the catalogue, to be confirmed with the local platform: a prêt d’honneur with no interest or security, granted personally. It is generally between €5,000 and €30,000, repayable over 3 to 5 years. The prêt d’honneur is always paired with a bank loan: for every €1 of Initiative prêt d’honneur, an Initiative entrepreneur obtains €9.50 of bank loans on average. Support before the loan is granted helps the entrepreneur assess all of their financing needs.
How to apply
1. Contact Initiative Dombes Val de Saône before incurring costs or signing the takeover. 2. Prepare a business plan, a financing plan, a cash-flow forecast and details of investments. 3. Present your contribution, the financing already obtained and the bank loan sought. 4. Ask for the list of supporting documents, local criteria, exclusions and next committee dates. 5. Before accepting, get written confirmation of the amount, any deferral, the repayment schedule and the disbursement conditions.
Timeline
No opening date or uniform review time is confirmed in the catalogue entry for Initiative Dombes Val de Saône. The timetable depends on the platform and its approval committee. Get in touch early to avoid incurring costs before checking the applicable rules.
Key facts
- Funder
- Bpifrance, CC de la Dombes, CC Dombes Saône Vallée, CC Val de Saône Centre, Financeurs privés, Région Auvergne-Rhône-Alpes
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Auvergne-Rhône-Alpes
Frequently asked questions
Is the Initiative Dombes Val de Saône prêt d’honneur a grant?
No. It is a repayable loan granted to the person leading the project, generally at zero interest and with no personal guarantee.
How do I find out the possible amount?
Present your project, your contribution and your financing plan to the local platform. The catalogue amounts are indicative and must be confirmed for the track concerned.
Is a complementary bank loan required?
It depends on the local rules and the programme applied for. Ask for explicit confirmation before finalising the financing plan.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
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Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
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Diagnostics and audits
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Discover the funding that fits your company
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