prêt d'honneur — Initiative Hauts-de-Seine
The Initiative Hauts-de-Seine honour loan supports certain creation, takeover or growth projects with repayable personal funding and support with the financial set-up. The catalogue indicates a systematic complementary bank loan and excludes certain activities and legal forms; these criteria must be confirmed before applying.
Are you creating, taking over or developing a business in Hauts-de-Seine? The Initiative Hauts-de-Seine honour loan can strengthen the project’s equity, subject to the scheme’s criteria and the business’s legal form.
Funded by Région Ile-de-France
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Who can apply
The catalogue targets creation, growth or takeover projects. It flags as ineligible financial intermediation activities, property activities and sole proprietorships. Confirm the eligible legal form and the other territorial criteria.
Eligibility conditions
The catalogue indicates that the loan is systematically combined with a bank loan and notably excludes financial intermediation, property and sole proprietorships. Have the eligible legal forms, caps, growth conditions and required bank documents confirmed.
What the scheme covers
The catalogue indicates a systematic combination with a bank loan. Prepare evidence of the bank funding, the financing plan, the cash-flow forecast and the elements showing the need for equity.
Amount and funding terms
The catalogue mentions €5,000 to €25,000 for a creation and up to €75,000 for a takeover or growth, over 4 to 6 years. These caps must be confirmed according to the current programme with Initiative Hauts-de-Seine.
How to apply
1. Contact Initiative Hauts-de-Seine before committing costs. 2. Prepare a business plan, a financing plan, a cash-flow forecast and details of the investments. 3. Distinguish personal contribution, bank loan requested and other aid. 4. Ask about the territorial criteria, exclusions, documents and committee dates. 5. Have the amount, any deferral, the instalments and the payment conditions confirmed in writing.
Timeline
Committee dates and review timescales depend on Initiative Hauts-de-Seine. The catalogue fiche does not confirm an opening date or a uniform timescale. Get in touch before any irreversible spending and check the conditions in force at the time of application.
Key facts
- Funder
- Région Ile-de-France
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €75,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Île-de-France
Frequently asked questions
Is the Initiative Hauts-de-Seine honour loan a grant?
No. It is a repayable personal loan, generally at zero rate, which can strengthen the project holder’s contribution.
Is the amount indicated guaranteed?
No. The catalogue amounts are indicative and must be confirmed with the platform according to the project and the rules in force.
What should I prepare before the meeting?
A business plan, a financing plan, a cash-flow forecast, details of the investments and evidence of the contribution and the planned bank funding.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Other grants from Région Ile-de-France
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Capital and investment funds
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Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
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