Prêt d’honneur Initiative Polynésie Française
The Initiative Polynésie Française honour loan generally combines support for the project with the possibility of an honour loan. The catalogue mentions: an interest-free, unsecured honour loan granted personally. It generally ranges from €4,190 to €33,520, repayable over 2 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative Polynésie entrepreneur obtains on average €5 of bank loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs, and the Parcours scheme offers support from idea to project for founders selected through a thematic call for applications. This information is useful for preparing a first discussion, but confirms neither that the scheme is currently open nor that financing will be granted.
The Initiative Polynésie Française honour loan (prêt d’honneur) can contribute to the financing plan of a business project, subject to the review of the application and the platform’s criteria. It is a repayable personal loan; within the Initiative France network it is generally interest-free and with no personal guarantee, but the exact terms are set locally.
Funded by Chambre de Commerce, d'Industrie, des Services et des Métiers (CCISM) - Polynésie Française, Financeurs privés, Polynésie Française - Direction générale des affaires économiques (DGAE)
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Beneficiaries mentioned in the catalogue: founders and buyers of businesses in all sectors, whatever their age, background or financial means. Excluded sectors: financial intermediation and property services; regulated liberal professions as listed by the DGAE (Directorate-General for Economic Affairs). Have the up-to-date criteria confirmed, notably the location, the company’s situation and any exclusions.
Eligibility conditions
Conditions listed in the catalogue: the network’s local associations welcome founders at the stage of finalising the business plan and seeking financing (except for founders enrolled in a Parcours). All founders can apply for support and financing. Ask for confirmation of the area covered, the project stage accepted, the financial criteria, sector exclusions, combination rules and any additional bank loan. Also check whether the application must be submitted before any spending begins.
What the scheme covers
All types of business start-up and takeover projects. Complementary programmes have been designed specifically for entrepreneurs, young people under 30 or certain sectors (agriculture, industry, sustainable development). To make the review easier, link each cost to a specific stage of the project, state its amount and date, then attach the relevant quotes or supporting documents. Check the rules applicable to costs already incurred before starting.
Amount and funding terms
An interest-free, unsecured honour loan granted personally. It generally ranges from €4,190 to €33,520, repayable over 2 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative Polynésie entrepreneur obtains on average €5 of bank loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs, and the Parcours scheme offers support from idea to project for founders selected through a thematic call for applications.
How to apply
1. Contact Initiative Polynésie Française to confirm the area and whether the project fits. 2. Ask for the current conditions, ceilings, supporting documents required and the review timetable. 3. Prepare the business plan, financial forecasts, budget, cash-flow plan, quotes, your contribution and the other financing planned. 4. Submit the complete application following the official procedure. 5. Wait for the written decision before treating the financing as secured.
Timeline
Opening dates, application deadlines and review times are not confirmed by the available content. Ask the platform for the updated timetable and check the rules that apply to costs incurred before applying.
Key facts
- Funder
- Chambre de Commerce, d'Industrie, des Services et des Métiers (CCISM) - Polynésie Française, Financeurs privés, Polynésie Française - Direction générale des affaires économiques (DGAE)
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €33,520
- Automatically extracted — check the official source
- Minimum amount
- €4,190
- Automatically extracted — check the official source
- Geographic scope
- Not specified
Frequently asked questions
Does the honour loan have to be repaid?
Yes. It is a repayable personal loan, not a grant. The amount and terms depend on the platform’s decision and conditions.
Which criteria should I check first?
Check the area covered, the project stage, the financial criteria, sector exclusions, combination rules and any bank financing requirements.
Which documents should I prepare?
Prepare the business plan, the detailed budget, forecasts, the cash-flow plan, relevant quotes and information on your personal contribution and other financing.
Can I apply after starting the project?
Check this point with the platform before starting. Some schemes require a prior application and may exclude costs incurred too early.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.