Rebond Loan — Grand Est
The scheme covers the temporary funding need of an SME facing cyclical fragility. Operations mentioned in the catalogue: cash needs linked to the cyclical situation; increased working capital requirements; intangible investments — compliance costs (environment, safety), recruiting and training the sales team, prospecting costs, advertising costs, etc.; tangible investments with low collateral value — equipment designed/built by the business for its own needs, IT equipment, etc. Excluded: property costs or fixtures; acquisition of shares or businesses (fonds de commerce). To prepare an application, explain the cause of the cash-flow strain, the recovery measures and the planned complementary funding. The criteria and conditions below come from the catalogue and must be compared with the up-to-date official rules.
The Grand Est Rebound Loan aims to support SMEs in difficulty. In practice, the scheme covers the temporary funding need of an SME facing cyclical fragility. Before including it in your financing plan, check the area covered (territorial aid), the business’s profile and the financial conditions in force.
Funded by Région Grand Est
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Who can apply
Beneficiaries mentioned in the catalogue: SMEs as defined by the EU, facing a funding need linked to a cyclical (not structural) difficulty or a situation of temporary fragility (unfavourable or changing market, need to change the business model — digital, ecological transition, etc. — or working capital not allowing normal operating conditions); created more than one year ago; carrying out most of their activity in the Grand Est Region or setting up there; with a Banque de France (Fiben) rating of up to 6+; up to date with their tax and social security obligations. Excluded: financial intermediation activities (NAF section K64 except 64-2 for business acquisitions); property development and rental (NAF L68-1, L68-2 and F41-1); fishing businesses with NAF code 4638A, 0321Z; agricultural businesses with NAF section A01 and A02 with turnover below €750,000, except NAF codes 02.20Z and 02.40Z (forestry businesses); SCIs; sole proprietorships.
Eligibility conditions
Conditions listed in the catalogue: the loan must be matched one-for-one by financial partnership, in the form of bank lending with a term of at least 4 years, contributions from shareholders and/or venture capital companies, or quasi-equity contributions (participating loans, convertible bonds). These financial partnerships cannot consist of direct aid from the Region. They must relate to the same development programme carried out less than 6 months ago, a period that can exceptionally be extended to 12 months by derogation. The associated bank financing may benefit from a Bpifrance Financement guarantee.
What the scheme covers
Operations and exclusions mentioned in the catalogue: cash needs linked to the cyclical situation; increased working capital requirements; intangible investments — compliance costs (environment, safety), recruiting and training the sales team, prospecting costs, advertising costs, etc.; tangible investments with low collateral value — equipment designed/built by the business for its own needs, IT equipment, etc. Excluded: property costs or fixtures; acquisition of shares or businesses (fonds de commerce).
Amount and funding terms
Amount and terms listed in the catalogue: loan of at most the borrower’s equity and quasi-equity, between €10,000 and €300,000; over 7 years, including a 2-year capital repayment deferral; with financial amortisation of the capital; at a preferential fixed rate according to the scale in force; with no guarantee on the business’s assets or the manager’s personal assets. Death and disability insurance may be offered to the manager.
How to apply
1. Check that the business, area and project fall within the scope of the Grand Est Rebound Loan. 2. Identify the fundable costs or needs and the exclusions. 3. Build a complete financing plan, including the required contributions and co-financing. 4. Prepare the accounts, forecasts, quotes and documents specific to the operation. 5. Have the written terms of the loan — rate, term, deferral, fees, guarantees and repayment conditions — confirmed before any decision.
Timeline
The opening timetable and deadline are not confirmed in the available data. Ask the funder for the deadlines, review timescale and the rule on starting the operation. Catalogue reference date: 10 October 2025.
Key facts
- Funder
- Région Grand Est
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €300,000
- Automatically extracted — check the official source
- Minimum amount
- €10,000
- Automatically extracted — check the official source
- Geographic scope
- Grand Est
Frequently asked questions
What need does the Grand Est Rebound Loan cover?
The temporary funding need of an SME facing cyclical fragility.
What amount can be obtained?
Amount and terms listed in the catalogue: loan of at most the borrower’s equity and quasi-equity, between €10,000 and €300,000; over 7 years, including a 2-year capital repayment deferral; with financial amortisation of the capital; at a preferential fixed rate according to the scale in force; with no guarantee on the business’s assets or the manager’s personal assets. Death and disability insurance may be offered to the manager.
Which businesses can apply?
Beneficiaries mentioned in the catalogue: SMEs as defined by the EU, facing a funding need linked to a cyclical (not structural) difficulty or a situation of temporary fragility (unfavourable or changing market, need to change the business model — digital, ecological transition, etc. — or working capital not allowing normal operating conditions); created more than one year ago; carrying out most of their activity in the Grand Est Region or setting up there; with a Banque de France (Fiben) rating of up to 6+; up to date with their tax and social security obligations. Excluded: financial intermediation activities (NAF section K64 except 64-2 for business acquisitions); property development and rental (NAF L68-1, L68-2 and F41-1); fishing businesses with NAF code 4638A, 0321Z; agricultural businesses with NAF section A01 and A02 with turnover below €750,000, except NAF codes 02.20Z and 02.40Z (forestry businesses); SCIs; sole proprietorships.
What should I prepare first?
Explain the cause of the cash-flow strain, the recovery measures and the planned complementary funding. Then check the official documents required.
Official source
No official URL is available in our data for this grant.
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