Artisan and Trader Loan — Auvergne-Rhône-Alpes
The scheme targets craftspeople affiliated to the Chamber of Trades and Crafts (CMA) and retailers affiliated to the Chamber of Commerce and Industry (CCI), whether creating, taking over or already established. The catalogue indicates an interest-free loan of €3,000 to €20,000, over 60 months, with a possible 12-month capital repayment holiday. Check whether the offer is still available and which organisations provide support.
Are you a craftsperson or retailer in Auvergne-Rhône-Alpes looking to finance a creation, takeover or development project? The catalogue describes an interest-free loan of €3,000 to €20,000, with no application fees or personal guarantee. Access, referring partners and the conditions currently applicable should be checked with the Region before building your financing plan.
Funded by Financeurs privés, Région Auvergne-Rhône-Alpes
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Who can apply
The catalogue targets craftspeople affiliated to a Chamber of Trades and Crafts and retailers affiliated to a Chamber of Commerce and Industry. Business creators, buyers and developing businesses are mentioned, subject to the criteria of the Region and the partner network.
Eligibility conditions
The project must be led by an eligible craftsperson or retailer in Auvergne-Rhône-Alpes. Check the age of the business, its legal form, the purpose of the financing, the partners and the product’s availability. As the loan must be repaid, include the instalments and any repayment holiday in the cash-flow plan.
What the scheme covers
The catalogue presents the product as a loan to support craftspeople’s and retailers’ projects. The precise list of expenditure that can be financed is not sufficiently documented here: have it confirmed whether the project covers equipment, works, a cash-flow need or a takeover.
Amount and funding terms
The catalogue indicates an interest-free loan of between €3,000 and €20,000, with no application fees or personal guarantee, over 60 months with a possible 12-month capital repayment holiday. These parameters should be confirmed in the regional conditions in force; it is not a grant and must be repaid.
How to apply
Consult the official page of the Auvergne-Rhône-Alpes Region and contact the CMA or CCI in your area. Present the project, quotes, financing plan and cash-flow forecasts. Have the product’s opening, conditions and application route confirmed before counting on this financing.
Timeline
Current availability of the loan to be confirmed with the Region or the CMA/CCI; the catalogue data are not enough to confirm that applications are open.
Key facts
- Funder
- Financeurs privés, Région Auvergne-Rhône-Alpes
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €20,000
- Automatically extracted — check the official source
- Minimum amount
- €3,000
- Automatically extracted — check the official source
- Geographic scope
- Auvergne-Rhône-Alpes
Frequently asked questions
Is it a grant?
No, the catalogue describes an interest-free loan that must be repaid.
What amount is indicated?
Between €3,000 and €20,000, over a stated period of 60 months with a possible 12-month repayment holiday, to be confirmed.
How can I check access?
Contact the Region, the CMA or the CCI to confirm that the product is still available.
Official source
No official URL is available in our data for this grant.
Other grants of type “loan”
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Diagnostics and audits
Takeover and transfer
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