Micro-enterprise Growth Loan — Pays de la Loire
The catalogue entry indicates a loan of €10,000 to €50,000 for micro-businesses and SMEs in the region created more than three years ago with 3 to 50 employees. The costs listed include digitalisation, compliance upgrades, training, marketing, fit-out and working capital linked to development. Current availability remains to be confirmed.
The Prêt Croissance TPE Pays de la Loire is listed in the catalogue as a solution for financing the development of small businesses in the region. It can cover intangible costs, certain equipment and the working capital needs generated by a project. The amounts and criteria below come from the catalogue entry and must be checked with Bpifrance before applying.
Funded by Bpifrance, Région Pays de la Loire
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Who can apply
The catalogue mentions micro-businesses and SMEs created more than 3 years ago with between 3 and 50 employees. Establishment and actual activity in Pays de la Loire must be confirmed under the current rules of the offer. Also check the legal form, financial situation and any sector exclusions.
Eligibility conditions
Present a coherent development programme with a detailed budget and financing plan. The catalogue entry is not enough to confirm any co-financing requirements or the current criteria. Ask Bpifrance for the current contractual terms before including this loan in the financing plan.
What the scheme covers
Costs listed: digitalisation, compliance upgrades, environmental and safety costs, recruitment and training, prospecting, advertising and marketing, fit-out works, IT equipment or equipment with little collateral value. The increase in working capital can be taken into account when it results from the growth project.
Amount and funding terms
Parameters listed in the catalogue: €10,000 to €50,000, within the limit of the borrower’s equity or quasi-equity, over 5 years with a one-year capital deferral. The entry mentions no security on the company’s assets or the manager’s personal assets. Confirm the rate, fees, any insurance and the available budget with Bpifrance.
How to apply
First check that the offer is still available in Pays de la Loire. Prepare recent balance sheets, activity forecasts, quotes and the cash-flow plan, then ask Bpifrance for the procedure and the list of supporting documents.
Timeline
Availability and current subscription terms remain to be confirmed. Treat this entry as a catalogue reference until the funder has confirmed availability.
Key facts
- Funder
- Bpifrance, Région Pays de la Loire
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €50,000
- Automatically extracted — check the official source
- Minimum amount
- €10,000
- Automatically extracted — check the official source
- Geographic scope
- Pays de la Loire
Frequently asked questions
Who is this scheme for?
The catalogue mentions micro-businesses and SMEs created more than 3 years ago with between 3 and 50 employees. Establishment and actual activity in Pays de la Loire must be confirmed under the current rules of the offer. Also check the legal form, financial situation and any sector exclusions.
What amount or rate can be obtained?
Parameters listed in the catalogue: €10,000 to €50,000, within the limit of the borrower’s equity or quasi-equity, over 5 years with a one-year capital deferral. The entry mentions no security on the company’s assets or the manager’s personal assets. Confirm the rate, fees, any insurance and the available budget with Bpifrance.
Which conditions should I check?
Present a coherent development programme with a detailed budget and financing plan. The catalogue entry is not enough to confirm any co-financing requirements or the current criteria. Ask Bpifrance for the current contractual terms before including this loan in the financing plan.
Which costs or operations are covered?
Costs listed: digitalisation, compliance upgrades, environmental and safety costs, recruitment and training, prospecting, advertising and marketing, fit-out works, IT equipment or equipment with little collateral value. The increase in working capital can be taken into account when it results from the growth project.
Official source
No official URL is available in our data for this grant.
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