prêt d'honneur — Initiative Hérault Est
According to the catalogue, the Initiative Hérault Est prêt d’honneur targets start-up or takeover projects located in Lunel Agglo or the Pays de l’Or conurbation. It is a repayable personal loan that can strengthen the founder’s contribution and complement bank financing. The municipality where the business is located and the current conditions must be confirmed.
Are you planning to start or take over a business around Lunel or the Pays de l’Or? Initiative Hérault Est helps local founders prepare their financing plan and assesses a possible prêt d’honneur (interest-free personal loan).
Funded by Agglomération du Pays de l'Or, Bpifrance, Lunel Agglo, Région Occitanie
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
The catalogue targets start-up or takeover projects that will be located in Lunel Agglo or the Pays de l’Or conurbation. It lists property and financial intermediation as exclusions. Confirm the exact municipality and the registered address criteria.
Eligibility conditions
According to the catalogue, the project must be located in Lunel Agglo or the Pays de l’Or conurbation. Check the business address, excluded sectors, complementary bank loan and list of supporting documents with the platform.
What the scheme covers
The financing must be prepared with a cash-flow plan and a set-up budget. The platform says it can welcome founders from the information stage; get in touch early, then finalise the business plan and the search for financing.
Amount and funding terms
The catalogue generally indicates €5,000 to €30,000, over 3 to 5 years, with a complementary bank loan. The entry specifies that the business must be located in Lunel Agglo or the Pays de l’Or conurbation; check the area and the current amount.
How to apply
1. Contact Initiative Hérault Est before incurring costs. 2. Prepare a business plan, a financing plan, a cash-flow forecast and details of investments. 3. Distinguish between your personal contribution, the bank loan requested and other aid. 4. Ask for the territorial criteria, exclusions, documents and committee dates. 5. Get written confirmation of the amount, any deferral, the repayment schedule and the disbursement conditions.
Timeline
Committee dates and review times depend on Initiative Hérault Est. The catalogue entry does not confirm an opening date or a uniform timeline. Get in touch before any irreversible spending and check the conditions in force when you apply.
Key facts
- Funder
- Agglomération du Pays de l'Or, Bpifrance, Lunel Agglo, Région Occitanie
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Occitanie
Frequently asked questions
Is the Initiative Hérault Est prêt d’honneur a grant?
No. It is a repayable personal loan, generally at zero interest, that can strengthen the founder’s contribution.
Is the amount indicated guaranteed?
No. The catalogue amounts are indicative and must be confirmed with the platform, depending on the project and the current rules.
What should I prepare before the meeting?
A business plan, a financing plan, a cash-flow forecast, details of investments and proof of your contribution and planned bank financing.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.