Pays de la Loire Capital Impact
The scheme is aimed at social and solidarity economy businesses, employer associations, SCOPs, SCICs, ESUS-approved commercial companies and committed businesses with a project having social, environmental or territorial impact. The loan is between €10,000 and €50,000, at zero rate, over up to 60 months including the deferral. The deferral can range from 24 to 60 months according to the stated terms; the funding can cover working capital linked to development.
Is your impact business scaling up and needing to fund a hire, a new site, the development of a service or the working capital needed for growth? Capital Impact offers a zero-rate loan treated as quasi-equity to strengthen permanent resources and support scaling up. The loan can reach €50,000, with no personal guarantee according to the regional fiche.
Funded by Région Pays de la Loire
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Who can apply
Employer associations, SCOPs, SCICs, ESUS-approved commercial companies and committed businesses with a sustainable business model and social, environmental or territorial impact. Associations must show a significant share of market income.
Eligibility conditions
The project must correspond to a scaling-up phase and have a clear market dimension, a sustainable business model and a demonstrable commitment. France Active Pays de la Loire analyses the economic and financial situation, the financing plan and the partners. The decision is taken by a committee; the aid is not automatic.
What the scheme covers
Development and scaling up, investments and working capital linked to the project. The loan strengthens permanent resources but remains repayable: include the deferral and the schedule in the cash-flow forecast.
Amount and funding terms
Zero-rate loan of €10,000 to €50,000, term up to 60 months including the deferral, with an announced deferral of 24 to 60 months (bullet repayment according to the fiche). No personal guarantee. Confirm the exact repayment schedule and how it fits with other funding during the review.
How to apply
1. Prepare the accounts, the development plan and the cash-flow forecast. 2. Describe the social/environmental impact and the business model. 3. Contact France Active Pays de la Loire for an assessment. 4. Prepare the funding round and co-financing. 5. Present the application to the committee and agree the repayment schedule.
Timeline
Applications are reviewed by France Active Pays de la Loire on a rolling basis; contact the team to find out about availability and timescales.
Key facts
- Funder
- Région Pays de la Loire
- Type of funding
- Grant
- Status
- Ongoing
- Maximum amount
- €50,000
- Automatically extracted — check the official source
- Minimum amount
- €10,000
- Automatically extracted — check the official source
- Geographic scope
- Pays de la Loire
Frequently asked questions
What is the amount?
From €10,000 to €50,000 at zero rate, depending on the review.
Is working capital covered?
Yes, if it is linked to the project’s development or scaling up.
Official source
No official URL is available in our data for this grant.
Other grants of type “grant”
Other grants from Région Pays de la Loire
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
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