Impulsion Local Economy — Business Transfer and Takeover
The catalogue indicates a zero-rate loan capped at €50,000, over six years. The funding may represent up to 25% depending on the project and its roots in Normandy. The beneficiaries described are businesses with fewer than 50 employees and turnover below €10 million. Bank co-financing or an equity/quasi-equity contribution is mandatory.
Impulsion Proximité – Transfer/Takeover targets takeovers of small businesses in Normandy. The loan can complement the buyer’s or acquisition vehicle’s own contribution and bank funding, to make the financing plan more robust. For the entrepreneur, the point is to fund the transfer without confusing this scheme with a grant: the capital remains repayable and an additional financial contribution is required.
Funded by Région Normandie
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Who can apply
Businesses with fewer than 50 employees and turnover below €10 million, for a transfer or takeover operation meeting the regional rules. The application must identify the buyer, the target, the legal structure and the complementary funding. The detailed sector, location and timing criteria should be checked in the rules.
Eligibility conditions
Bank co-financing or an equity/quasi-equity contribution is mandatory. The plan must show the sale price, takeover costs, contributions, loans and repayment capacity. Confirm the eligible operations, the costs that can be included, the conditions for the buyer and the application date with AD Normandie.
What the scheme covers
The funding covers the transfer/takeover operation in accordance with the rules. The application must distinguish the sale price, associated costs and any post-takeover investments. Do not automatically treat cash needs or all later investments as eligible without the funder’s confirmation.
Amount and funding terms
The catalogue indicates a **zero-rate loan capped at €50,000**, over six years, representing up to **25% of the funding** depending on the project and its roots in Normandy. It is not a grant: the capital must be repaid. The final amount depends on the takeover plan and the rules in force.
How to apply
1. Prepare the takeover file: presentation of the target, price, historical accounts, diagnosis and development plan. 2. Build a financing plan including own contribution and bank lending. 3. Have the need and the repayment capacity costed. 4. Check the Impulsion Proximité rules in force and contact AD Normandie before finalising the operation. 5. Submit the application with the required supporting documents and include the loan in the six-year cash-flow plan.
Timeline
The catalogue refers to the Impulsion Proximité rules dated 28 April 2025. Check the version in force and the application timetable with AD Normandie.
Key facts
- Funder
- Région Normandie
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €50,000
- Automatically extracted — check the official source
- Funding rate
- 25%
- Automatically extracted — check the official source
- Geographic scope
- Normandie
Frequently asked questions
What is the cap?
The catalogue indicates a zero-rate loan capped at €50,000.
What is the repayment term?
The term indicated is six years, subject to the conditions of the loan granted.
What co-financing is needed?
Bank co-financing or an equity/quasi-equity contribution is mandatory according to the catalogue fiche.
Official source
No official URL is available in our data for this grant.
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